FloodZoneMap.org

Miami-Dade County, Florida Flood Zones

Check an Address in Miami-Dade County

Enter any address in Miami-Dade County, Florida to see its FEMA flood zone

Miami-Dade County Disaster History

Disaster Declarations
43
Hurricane Disasters
23
Latest Disaster
HURRICANE MILTON (2024-10-05)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Miami-Dade County

DeclarationTypeDate
HURRICANE MILTONHurricane2024-10-05
HURRICANE MILTON Hurricane2024-10-05
TROPICAL STORM NICOLETropical Storm2022-11-07
HURRICANE NICOLEHurricane2022-11-07
HURRICANE IANHurricane2022-09-23
TROPICAL STORM IANHurricane2022-09-23
TROPICAL STORM ELSASevere Storm2021-07-04
SURFSIDE BUILDING COLLAPSEOther2021-06-24
HURRICANE ISAIASHurricane2020-07-31
COVID-19 PANDEMICBiological2020-01-20

Flood Zone Types in Miami-Dade County

FEMA assigns flood zone designations to areas in Miami-Dade County, Florida:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Miami-Dade County

Properties in Miami-Dade County, Florida that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. Over 20% of NFIP claims come from low and moderate-risk areas.

Visit FloodSmart.gov to find an agent and get a quote.