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Siesta Key CDP, Florida Flood Zones

Check an Address in Siesta Key CDP

Enter any address in Siesta Key CDP, Florida to see its FEMA flood zone

Flood Risk in Siesta Key CDP, Florida

Siesta Key CDP has a population of 5,454 residents. Like many communities in Florida, properties in Siesta Key CDP may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Siesta Key CDP. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Florida Statewide Flood Data

Total NFIP Claims
448,275
Total Claims Paid
$19.2B
Active Policies
1,337,000
Avg Premium
$826/yr
Disaster Declarations
2,791
Peak Claims Year
2024

Statewide data from OpenFEMA. City-level breakdowns coming soon.

Flood Zone Types in Siesta Key CDP

FEMA assigns flood zone designations to areas in Siesta Key CDP, Florida:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Siesta Key CDP

Properties in Siesta Key CDP that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

The average NFIP premium in Florida is approximately $826 per year.

Even in low-risk zones, flood insurance is recommended — from 2014 to 2024, nearly one-third of NFIP claims came from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all Florida flood zone data →