Enter any address in Wakulla County, Florida to see its FEMA flood zone
Tropical storms and storm surge are the most frequent flood-related events in Wakulla County, with 33 tropical storm events and 17 storm surge/tide events recorded in the last 30 years. Flash floods also occur, with 16 recorded events. Major hurricanes have impacted the region, including Hurricane Helene in September 2024, which caused a devastating storm surge exceeding 15 feet along the coast. Earlier in 2024, a flash flood event in April resulted in millions of dollars in damage, with several feet of rain causing widespread flooding and damaging structures.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone V have experienced the highest number of claims (758) with an average payout of $24,224 and an average water depth of 5.0 feet. Zone A also shows a significant number of claims (499) with an average payout of $18,164 and an average water depth of 3.0 feet. Properties in Zone D have had fewer claims but higher average payouts and water depths than Zone A. Residents in coastal areas, particularly those in Zone V, and properties located in Zone A, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
53 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Wakulla County, Florida has recorded 83 flood-related events since 1996 according to NOAA's Storm Events Database, including 16 flash floods and 4 river or area floods. The county has received 45 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1972–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Hurricane Helene | Hurricane | Sep 23, 2024 |
| Tropical Storm Helene | Tropical Storm | Sep 23, 2024 |
| Hurricane Debby | Tropical Storm | Aug 1, 2024 |
| Tropical Storm Debby | Tropical Storm | Aug 1, 2024 |
| Severe Storms, Straight-line Winds, And Tornadoes | Severe Storm | May 10, 2024 |
| Hurricane Idalia | Hurricane | Aug 27, 2023 |
| Tropical Storm Idalia | Tropical Storm | Aug 27, 2023 |
| Hurricane Nicole | Hurricane | Nov 7, 2022 |
| Tropical Storm Nicole | Tropical Storm | Nov 7, 2022 |
| Hurricane Ian | Hurricane | Sep 23, 2022 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Hurricane (Typhoon) | Sep 26, 2024 | 0.00K |
| Storm Surge/Tide | Sep 26, 2024 | 0.00K |
| Flash Flood | Sep 26, 2024 | 0.00K |
| Flash Flood | Apr 11, 2024 | 0.00K |
| Tropical Storm | Oct 9, 2024 | 0.00K |
| Tropical Storm | Aug 5, 2024 | 0.00K |
| Tropical Storm | Aug 30, 2023 | 0.00K |
| Storm Surge/Tide | Aug 30, 2023 | 0.00K |
| Flash Flood | Dec 2, 2023 | 0.00K |
| Flood | Jun 28, 2022 | 0.00K |
Hurricane (Typhoon) — Sep 26, 2024
Hurricane Helene made landfall as a Category 4 hurricane with maximum sustained winds of 140 mph and a minimum central pressure of 938 mb (27.70 inches) at about 11:10 PM EDT on Thursday, September 26th, in Taylor County Florida just east of the Aucilla River. Helene quickly moved inland across Taylor and Madison Counties before moving into Lowndes County in South Central Georgia. The hurricane...
Storm Surge/Tide — Sep 26, 2024
Hurricane Helene made landfall as a Category 4 hurricane with maximum sustained winds of 140 mph and a minimum central pressure of 938 mb (27.70 inches) at about 11:10 PM EDT on Thursday, September 26th, in Taylor County Florida just east of the Aucilla River. Helene quickly moved inland across Taylor and Madison Counties before moving into Lowndes County in South Central Georgia. The hurricane...
Flash Flood — Sep 26, 2024
Hurricane Helene made landfall as a Category 4 hurricane with maximum sustained winds of 140 mph and a minimum central pressure of 938 mb (27.70 inches) at about 11:10 PM EDT on Thursday, September 26th, in Taylor County Florida just east of the Aucilla River. Helene quickly moved inland across Taylor and Madison Counties before moving into Lowndes County in South Central Georgia. The hurricane...
Flash Flood — Apr 11, 2024
A major flash flood event occurred across portions of the Florida big bend and southern Georgia during the late night hours of April 10th through the early morning hours of April 11th. Between 6 and 10 inches of rain fell with localized higher amounts, particularly over Tallahassee. This resulted in rapid water rises across Tallahassee with numerous cars and structures flooded. Several milli...
Tropical Storm — Oct 9, 2024
Major Hurricane Milton moved across the Florida peninsula and brought fringe impacts across portions of the coastal big bend with winds to tropical storm force. Rainfall amounts were less than three inches, and surge was negligible.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Wakulla County, Florida:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Wakulla County, Florida that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.