Enter any address in Opa-locka, Florida to see its FEMA flood zone
Opa-locka has a population of 16,463 residents. Like many communities in Florida, properties in Opa-locka may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.
Use the address lookup above to check the specific flood zone for any property in Opa-locka. Results come directly from FEMA's National Flood Hazard Layer (NFHL).
FEMA assigns flood zone designations to areas in Opa-locka, Florida:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Opa-locka that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even in low-risk zones, flood insurance is recommended — over 20% of NFIP claims come from outside high-risk areas. Visit FloodSmart.gov for quotes.