Enter any address in Taylor County, Florida to see its FEMA flood zone
Tropical storms and hurricanes have been the most frequent flood-related events in Taylor County over the past 30 years, with 29 tropical storm events and 14 hurricane events recorded. Recent significant events include a major flash flood in April 2024, following 6 to 10 inches of rain, which caused widespread flooding of cars and structures, resulting in millions of dollars in damage. In August 2024, Hurricane Debby made landfall as a Category 1 storm, bringing storm surge and approximately 12 inches of rainfall, leading to widespread flooding in Taylor County and surrounding areas. Rainfall in parts of Madison County during this event represented a 0.2% annual chance occurrence.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone V and Zone A have experienced the highest number of claims, with average payouts exceeding $54,000 and average water depths around 4.8 feet. While Zone X_SHADED and Zone X have fewer claims, some homeowners in these areas have still received substantial payouts. Residents in coastal areas, as well as those in low-lying zones or areas prone to heavy rainfall, should pay close attention to flood risk information.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
56 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Taylor County, Florida has recorded 80 flood-related events since 1996 according to NOAA's Storm Events Database, including 15 flash floods and 10 river or area floods. The county has received 40 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1993–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Hurricane Milton | Hurricane | Oct 5, 2024 |
| Hurricane Helene | Hurricane | Sep 23, 2024 |
| Tropical Storm Helene | Tropical Storm | Sep 23, 2024 |
| Hurricane Debby | Tropical Storm | Aug 1, 2024 |
| Tropical Storm Debby | Tropical Storm | Aug 1, 2024 |
| Severe Storms, Straight-line Winds, And Tornadoes | Severe Storm | May 10, 2024 |
| Hurricane Idalia | Hurricane | Aug 27, 2023 |
| Tropical Storm Idalia | Tropical Storm | Aug 27, 2023 |
| Hurricane Nicole | Hurricane | Nov 7, 2022 |
| Tropical Storm Nicole | Tropical Storm | Nov 7, 2022 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Hurricane (Typhoon) | Sep 26, 2024 | 1.00B |
| Hurricane (Typhoon) | Sep 26, 2024 | 200.00M |
| Storm Surge/Tide | Sep 26, 2024 | 800.00M |
| Flash Flood | Apr 11, 2024 | 0.00K |
| Tropical Storm | Oct 9, 2024 | 0.00K |
| Tropical Storm | Aug 5, 2024 | 0.00K |
| Flash Flood | Aug 5, 2024 | 0.00K |
| Hurricane (Typhoon) | Aug 5, 2024 | 0.00K |
| Hurricane (Typhoon) | Aug 5, 2024 | 6.66M |
| Storm Surge/Tide | Aug 5, 2024 | 0.00K |
Hurricane (Typhoon) — Sep 26, 2024
Hurricane Helene made landfall as a Category 4 hurricane with maximum sustained winds of 140 mph and a minimum central pressure of 938 mb (27.70 inches) at about 11:10 PM EDT on Thursday, September 26th, in Taylor County Florida just east of the Aucilla River. Helene quickly moved inland across Taylor and Madison Counties before moving into Lowndes County in South Central Georgia. The hurricane...
Storm Surge/Tide — Sep 26, 2024
Hurricane Helene made landfall as a Category 4 hurricane with maximum sustained winds of 140 mph and a minimum central pressure of 938 mb (27.70 inches) at about 11:10 PM EDT on Thursday, September 26th, in Taylor County Florida just east of the Aucilla River. Helene quickly moved inland across Taylor and Madison Counties before moving into Lowndes County in South Central Georgia. The hurricane...
Flash Flood — Apr 11, 2024
A major flash flood event occurred across portions of the Florida big bend and southern Georgia during the late night hours of April 10th through the early morning hours of April 11th. Between 6 and 10 inches of rain fell with localized higher amounts, particularly over Tallahassee. This resulted in rapid water rises across Tallahassee with numerous cars and structures flooded. Several milli...
Tropical Storm — Oct 9, 2024
Major Hurricane Milton moved across the Florida peninsula and brought fringe impacts across portions of the coastal big bend with winds to tropical storm force. Rainfall amounts were less than three inches, and surge was negligible.
Tropical Storm — Aug 5, 2024
Hurricane Debby made landfall along the Taylor County coast as a Category 1 Hurricane on the morning of Monday August 5th. In addition to storm surge flooding along the FL Big Bend coast, around 12 inches of rainfall lead to widespread flooding in Madison and Taylor counties. In particular, rainfall in Southeast Madison County corresponded to a 0.2% annual chance occurrence or a 500 year flood ...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Taylor County, Florida:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Taylor County, Florida that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.