FloodZoneMap.org

Allegany County, Maryland Flood Zones

Check an Address in Allegany County

Enter any address in Allegany County, Maryland to see its FEMA flood zone

Allegany County Disaster History

Disaster Declarations
17
Flood/Coastal Disasters
3
Hurricane Disasters
6
Latest Disaster
SEVERE WINTER STORM (2026-01-23)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Allegany County

DeclarationTypeDate
SEVERE WINTER STORMWinter Storm2026-01-23
COVID-19 PANDEMICBiological2020-01-20
COVID-19 Biological2020-01-20
SEVERE WINTER STORM AND SNOWSTORMSnowstorm2016-01-22
HURRICANE SANDYHurricane2012-10-26
HURRICANE SANDYHurricane2012-10-26
HURRICANE IRENEHurricane2011-08-26
SEVERE WINTER STORMS AND SNOWSTORMSSnowstorm2010-02-05
HURRICANE KATRINA EVACUATIONHurricane2005-08-29
HURRICANE ISABELHurricane2003-09-18

Maryland Statewide Flood Insurance Data

County-level NFIP data coming soon. Here are Maryland statewide figures for context:

Total NFIP Claims
25,343
Total Claims Paid
$325.4M
Active Policies
2,000
Avg Premium
$883/yr

Flood Zone Types in Allegany County

FEMA assigns flood zone designations to areas in Allegany County, Maryland:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Allegany County

Properties in Allegany County, Maryland that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. Over 20% of NFIP claims come from low and moderate-risk areas.

Visit FloodSmart.gov to find an agent and get a quote.