FloodZoneMap.org

Baltimore city, Maryland Flood Zones

Check an Address in Baltimore city

Enter any address in Baltimore city, Maryland to see its FEMA flood zone

Baltimore city Disaster History

Disaster Declarations
22
Flood/Coastal Disasters
3
Hurricane Disasters
6
Latest Disaster
SEVERE WINTER STORM (2026-01-23)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Baltimore city

DeclarationTypeDate
SEVERE WINTER STORMWinter Storm2026-01-23
COVID-19 Biological2020-01-20
COVID-19 PANDEMICBiological2020-01-20
SEVERE WINTER STORM AND SNOWSTORMSnowstorm2016-01-22
HURRICANE SANDYHurricane2012-10-26
HURRICANE SANDYHurricane2012-10-26
SEVERE STORMS AND STRAIGHT-LINE WINDSSevere Storm2012-06-29
HURRICANE IRENEHurricane2011-08-26
HURRICANE IRENEHurricane2011-08-24
SEVERE WINTER STORMS AND SNOWSTORMSSnowstorm2010-02-05

Flood Zone Types in Baltimore city

FEMA assigns flood zone designations to areas in Baltimore city, Maryland:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Baltimore city

Properties in Baltimore city, Maryland that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. Over 20% of NFIP claims come from low and moderate-risk areas.

Visit FloodSmart.gov to find an agent and get a quote.