Enter any address in Somerset County, Maryland to see its FEMA flood zone
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| SEVERE WINTER STORM | Winter Storm | 2026-01-23 |
| COVID-19 PANDEMIC | Biological | 2020-01-20 |
| COVID-19 | Biological | 2020-01-20 |
| HURRICANE SANDY | Hurricane | 2012-10-26 |
| HURRICANE SANDY | Hurricane | 2012-10-26 |
| HURRICANE IRENE | Hurricane | 2011-08-26 |
| HURRICANE IRENE | Hurricane | 2011-08-24 |
| HURRICANE KATRINA EVACUATION | Hurricane | 2005-08-29 |
| HURRICANE ISABEL | Hurricane | 2003-09-18 |
| HURRICANE FLOYD MAJOR DISASTER DECLARATIONS | Hurricane | 1999-09-16 |
County-level NFIP data coming soon. Here are Maryland statewide figures for context:
FEMA assigns flood zone designations to areas in Somerset County, Maryland:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Somerset County, Maryland that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. Over 20% of NFIP claims come from low and moderate-risk areas.
Visit FloodSmart.gov to find an agent and get a quote.