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St. Clair Shores, Michigan Flood Zones

Check an Address in St. Clair Shores

Enter any address in St. Clair Shores, Michigan to see its FEMA flood zone

Flood Risk in St. Clair Shores, Michigan

St. Clair Shores has a population of 58,874 residents. Like many communities in Michigan, properties in St. Clair Shores may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in St. Clair Shores. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Flood Zone Types in St. Clair Shores

FEMA assigns flood zone designations to areas in St. Clair Shores, Michigan:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

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Flood Insurance in St. Clair Shores

Properties in St. Clair Shores that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even in low-risk zones, flood insurance is recommended — over 20% of NFIP claims come from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all Michigan flood zone data →