Enter any address in Adams County, Mississippi to see its FEMA flood zone
Flash flooding from thunderstorms is the most frequent flood event in Adams County, MS, with 41 occurrences recorded in the last 30 years. Recent examples include flash flooding on August 18, 2022, caused by slow-moving showers and thunderstorms, and on October 26, 2025, associated with a line of thunderstorms producing heavy rainfall. Tropical storms and hurricanes have also impacted the county, with Tropical Storm Ida causing significant disruption on August 29, 2021.
National Flood Insurance Program (NFIP) data shows that properties in Zone A have experienced the highest number of claims, with an average payout of $6,593 and an average water depth of 3.8 feet. However, properties in Zone X have seen the highest average payouts at $24,428, with an average water depth of 10.1 feet, indicating potential for severe damage even in areas not typically considered high-risk. Homeowners in Zone A, as well as those in Zone X, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
23 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Adams County, Mississippi has recorded 52 flood-related events since 1996 according to NOAA's Storm Events Database, including 41 flash floods and 3 river or area floods. The county has received 27 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1965–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Severe Storms, Straight-line Winds, And Tornadoes. | Severe Storm | Jun 14, 2023 |
| Hurricane Ida | Hurricane | Aug 28, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Hurricane Delta | Hurricane | Oct 7, 2020 |
| Hurricane Sally | Hurricane | Sep 14, 2020 |
| Hurricane Marco And Tropical Storm Laura | Hurricane | Aug 23, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Apr 30, 2017 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Oct 26, 2025 | 2.00K (1 deaths) |
| Flash Flood | Aug 18, 2022 | 1.00K |
| Flash Flood | Dec 14, 2022 | 5.00K |
| Tropical Storm | Aug 29, 2021 | 75.00K |
| Flash Flood | Feb 17, 2021 | 25.00K |
| Tropical Storm | Aug 27, 2020 | 40.00K |
| Flash Flood | Apr 23, 2020 | 5.00K |
| Tropical Storm | Oct 9, 2020 | 300.00K |
| Flash Flood | Jan 2, 2020 | 70.00K |
| Flash Flood | Dec 27, 2018 | 25.00K |
Flash Flood — Oct 26, 2025
A line of thunderstorms formed west of the area and moved across Mississippi early in the morning. Some of these thunderstorms produced damaging wind gusts and heavy rainfall.
Flash Flood — Aug 18, 2022
A line of slow moving showers and thunderstorms developed over portions of Mississippi in the early morning of August 18th. Training of these thunderstorms led to some flooding.
Flash Flood — Dec 14, 2022
Severe thunderstorms moved across Mississippi during the evening and overnight hours of the 13th into the 14th, with flash flooding across areas of the Delta and several tornadoes. Severe storm coverage diminished during the night, but storms became severe again during the afternoon of the 14th as a cold front interacted with a warm and unstable air mass in the region. Tornadoes on the 14th wer...
Tropical Storm — Aug 29, 2021
Major hurricane Ida made landfall as a strong category four hurricane around 11:55am on August 29 near Grand Isle, LA. It then moved very slowly north through south central Louisiana and into Mississippi on August 30. It then turned northeast and moved across the Jackson metro area as a tropical storm and into northeast Mississippi as a tropical depression through the early morning of August 31...
Flash Flood — Feb 17, 2021
As an arctic air mass continued to build southward across the South on February 17th, another wave of precipitation overspread this cold air mass across much of Mississippi. The main impacts across central and southern portions of the state were from freezing rain and resulting heavy icing, but some significant accumulations of sleet and snow also occurred in areas mainly north and west of the ...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Adams County, Mississippi:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Adams County, Mississippi that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.