Enter any Mississippi address to see its FEMA flood zone designation
Mississippi faces flood risk from the Mississippi River, Gulf Coast hurricanes, and heavy rainfall. The state has extensive floodplains along the Mississippi and its tributaries.
FEMA designates flood zones across Mississippi using the following classifications:
AE High Risk — 1% annual chance of flooding (100-year floodplain). Insurance required for federal mortgages.
VE Very High Risk — Coastal flooding with wave action. Strictest building codes.
X (Shaded) Moderate Risk — 500-year floodplain. Insurance recommended.
X Low Risk — Outside major floodplains. Insurance optional but advisable — 20%+ of NFIP claims come from low-risk zones.
Properties in Mississippi FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance through the National Flood Insurance Program (NFIP).
Even outside high-risk zones, flood insurance is recommended. NFIP claims data shows that over 20% of claims nationwide come from low and moderate-risk areas. Mississippi residents can purchase flood insurance through the NFIP or private insurers.
Visit FloodSmart.gov to find an agent and get a quote.
Select a county to view local flood zone data and disaster history:
Select a city to check flood zone information:
Pop. 6,666
Pop. 7,523
Pop. 9,284
Pop. 49,449
Pop. 9,126
Pop. 25,138
Pop. 11,674
Pop. 12,666
Pop. 10,948
Pop. 14,903
Pop. 11,199
Pop. 28,100
Pop. 5,864
Pop. 24,084
Pop. 14,622
Pop. 12,721
Pop. 9,529
Pop. 10,202
Pop. 5,430
Pop. 19,024
Pop. 29,670
Pop. 14,490
Pop. 12,700
Pop. 8,526
Pop. 5,972
Pop. 72,926
Pop. 48,730
Pop. 17,138
Pop. 6,968
Pop. 26,736
Pop. 9,646
Pop. 153,701
Pop. 7,114
Pop. 6,720
Pop. 17,161
Pop. 16,780
Pop. 6,072
Pop. 27,747
Pop. 12,413
Pop. 35,052
Pop. 12,147
Pop. 14,520
Pop. 7,626
Pop. 18,429
Pop. 39,711
Pop. 25,416
Pop. 22,010
Pop. 5,686
Pop. 27,115
Pop. 11,010
Pop. 7,118
Pop. 11,885
Pop. 5,640
Pop. 7,137
Pop. 24,340
Pop. 5,462
Pop. 8,354
Pop. 54,648
Pop. 7,811
Pop. 24,360
Pop. 37,923
Pop. 5,592
Pop. 21,573
Pop. 7,210
Pop. 6,006
Pop. 10,105
Pop. 10,316