Enter any address in Lowndes County, Mississippi to see its FEMA flood zone
Flash flooding from thunderstorms is the most frequent flood event in Lowndes County, MS, accounting for 55 occurrences in the last 30 years. This was evident on June 16th, 2025, when locally heavy rainfall produced flash flooding, and again on April 6th, 2025, when strong storms contributed to flash flooding.
National Flood Insurance Program (NFIP) claims data shows that properties in Zone A have experienced the highest number of claims, with an average payout of $5,829 and an average water depth of 1.9 feet. Properties in Zone X, though fewer in number, have seen higher average payouts ($11,818) and greater average water depths (4.4 feet). Residents in Zone A and Zone X, as well as those in areas with unknown flood zone designations, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
36 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Lowndes County, Mississippi has recorded 65 flood-related events since 1996 according to NOAA's Storm Events Database, including 55 flash floods and 5 river or area floods. The county has received 23 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Hurricane Ida | Hurricane | Aug 28, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Feb 22, 2019 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Apr 28, 2014 |
| Hurricane Gustav | Hurricane | Aug 28, 2008 |
| Hurricane Katrina | Hurricane | Aug 29, 2005 |
| Hurricane Dennis | Hurricane | Jul 10, 2005 |
| Hurricane Ivan | Hurricane | Sep 13, 2004 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jun 16, 2025 | 1.00K |
| Flash Flood | Apr 6, 2025 | 0.00K |
| Flash Flood | Apr 6, 2025 | 150.00K |
| Flash Flood | Jul 27, 2024 | 2.00K |
| Flash Flood | Jul 27, 2024 | 1.00K |
| Flash Flood | Jul 13, 2023 | 1.00K |
| Flash Flood | Aug 30, 2021 | 25.00K |
| Tropical Depression | Aug 30, 2021 | 10.00K |
| Flash Flood | Aug 19, 2021 | 4.00K |
| Flood | Sep 17, 2021 | 1.00K |
Flash Flood — Jun 16, 2025
Numerous thunderstorms developed during the afternoon of the 16th and again during the day on June 17th. Some storm clusters became severe and produced damaging winds as they moved northeast across the area. Additionally, locally heavy rainfall produced some flash flooding.
Flash Flood — Apr 6, 2025
On the evening of April 5th into the morning of April 6th, strong to severe storms produced tornadoes, damaging winds and flash flooding.
Flash Flood — Jul 27, 2024
Localized heavy rainfall fell across the area and produced some flash flooding.
Flash Flood — Jul 13, 2023
A significant flash flood event unfolded during the early morning hours of July 13th into the late morning and midday. A corridor of 6 to 9 inches fell, with locally higher amounts, roughly from Ackerman to Louisville to DeKalb MS. Some of the most impacted areas were across Choctaw and Winston Counties. Multiple roads were flooded, washed out or closed. Many structures were flooded as well alo...
Flash Flood — Aug 30, 2021
Major hurricane Ida made landfall as a strong category four hurricane around 11:55am on August 29 near Grand Isle, LA. It then moved very slowly north through south central Louisiana and into Mississippi on August 30. It then turned northeast and moved across the Jackson metro area as a tropical storm and into northeast Mississippi as a tropical depression through the early morning of August 31...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Lowndes County, Mississippi:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Lowndes County, Mississippi that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.