Enter any address in Covington County, Mississippi to see its FEMA flood zone
Flash flooding events are the most frequent type of flood recorded in Covington County, Mississippi over the last 30 years, with 51 occurrences. Tropical Storms, Hurricanes, and Tropical Depressions have also contributed to flood events. For example, Tropical Storm Francine caused wind damage across central Mississippi in September 2024. Heavy rainfall from a low-pressure system also led to widespread flooding of roads, homes, and businesses in August 2022.
National Flood Insurance Program (NFIP) claims data shows that properties in Zone A have experienced a significant number of claims, with an average payout of $8,217 and an average water depth of 8.0 feet. Properties in Zone X, while fewer in number, have seen substantially higher average payouts of $38,224, though with a lower average water depth of 1.7 feet. Homeowners in Zone A and those in areas with unknown flood risk designations should pay close attention to flood potential.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
30 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Covington County, Mississippi has recorded 61 flood-related events since 1996 according to NOAA's Storm Events Database, including 51 flash floods and 1 river or area floods. The county has received 32 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1969–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Mar 14, 2025 |
| Severe Storms, Straight-line Winds, And Tornadoes. | Severe Storm | Jun 14, 2023 |
| Hurricane Ida | Hurricane | Aug 28, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Hurricane Sally | Hurricane | Sep 14, 2020 |
| Hurricane Marco And Tropical Storm Laura | Hurricane | Aug 23, 2020 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Apr 22, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Tropical Storm | Sep 12, 2024 | 15.00K |
| Flash Flood | Aug 24, 2022 | 5.00K |
| Flash Flood | Aug 24, 2022 | 1.00K |
| Flash Flood | Jul 22, 2022 | 2.00K |
| Flash Flood | Mar 18, 2022 | 1.00K |
| Flash Flood | Aug 30, 2021 | 20.00K |
| Tropical Storm | Aug 30, 2021 | 50.00K |
| Flash Flood | Mar 16, 2021 | 2.00K |
| Flash Flood | Jun 6, 2021 | 25.00K |
| Flash Flood | Aug 28, 2020 | 3.00K |
Tropical Storm — Sep 12, 2024
Tropical Storm Francine made landfall in southern Louisiana on the evening of September 11th, 2024. The weakening storm produced strong wind damage as it moved across central Mississippi the morning of September 12th, 2024.
Flash Flood — Aug 24, 2022
A low pressure system spinning over northern Louisiana and southern Arkansas brought several rounds of showers and thunderstorms producing heavy rain to Mississippi August 24th through 25th. This resulted in widespread flooding of roads, homes, and businesses around the state.
Flash Flood — Jul 22, 2022
Slow moving thunderstorms on the afternoon of July 22nd resulted in flash flooding in Covington County near Collins.
Flash Flood — Mar 18, 2022
Showers and thunderstorms developed in the warm, moist airmass south of a warm front. Some storms were severe and produced wind damage to portions of southeast Mississippi. Flash flooding occurred as storms began to move over the same region.
Flash Flood — Aug 30, 2021
Major hurricane Ida made landfall as a strong category four hurricane around 11:55am on August 29 near Grand Isle, LA. It then moved very slowly north through south central Louisiana and into Mississippi on August 30. It then turned northeast and moved across the Jackson metro area as a tropical storm and into northeast Mississippi as a tropical depression through the early morning of August 31...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Covington County, Mississippi:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Covington County, Mississippi that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.