36 flood insurance claims·$1.1M paid·5 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Scott County, Mississippi. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
Flash flooding from summer thunderstorms dominates the flood profile of Scott County, Mississippi, supported by 57 recorded flash flood events alongside lesser impacts from tropical systems and river floods over the last 30 years. Recent impacts include localized flash flooding from training thunderstorms in March 2024 and heavy rainfall clusters in June 2025.
National Flood Insurance Program records show claims occurring across multiple zones. Properties in Zone A accumulated 23 claims with an average payout of $34,930 and an average recorded water depth of 18 inches. Meanwhile, properties in Zone X recorded 11 claims with an average payout of $36,029 and an average water depth of 18 inches, while Zone X unshaded recorded 2 claims averaging $2,693 with an average depth of 3 inches.
Homeowners, real estate agents, and journalists should pay the closest attention to properties situated in designated high-risk Zone A, as well as properties in Zone X where historical claims demonstrate that significant water depths and financial losses can still occur outside of primary flood zones.
Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.
8% of Scott County’s flood insurance claims were on properties rated outside FEMA’s high-risk zones.
25 NFIP claims with a recorded rated flood zone, 1978 to date. The zone is the one FEMA used to rate that policy, which may not match today’s map. Source: OpenFEMA NFIP claims.
In flood insurance claims here that reported a flood depth, the average was 17 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
The worst year was 2017, with 5 claims and $72,327 paid.
Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.
37 NOAA storm reports from Scott County describe what happened, in the words of the forecasters who covered it. Read the Mississippi flood stories →
22 federal disaster declarations since 1977, 5 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Severe Winter Storm | Jan 23, 2026 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Apr 8, 2024 |
| Severe Storms, Straight-line Winds, And Tornadoes. | Jun 14, 2023 |
| Hurricane Ida | Aug 28, 2021 |
| Severe Winter Storms | Feb 11, 2021 |
| Severe Storm, Straight-line Winds, And Flooding | Oct 26, 2019 |
| Hurricane Isaac | Aug 26, 2012 |
| Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding | Apr 15, 2011 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
64 since 1996: 57 flash floods and 2 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Flood | Jun 17, 2025 | $1,000 |
| Flash Flood | Jun 9, 2025 | $100,000 |
| Flash Flood | Jan 24, 2024 | $1,000 |
| Flash Flood | Mar 8, 2024 | $10,000 |
| Flash Flood | Aug 24, 2022 | $10,000 |
| Flash Flood | Aug 24, 2022 | $1,000 |
| Flash Flood | Aug 24, 2022 | $5,000 |
| Flash Flood | Aug 24, 2022 | $50,000 |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flood · Jun 17, 2025. Numerous thunderstorms developed during the afternoon of the 16th and again during the day on June 17th. Some storm clusters became severe and produced damaging winds as they moved northeast across the area. Additionally, locally heavy rainfall produced some flash flooding.
Flash Flood · Jun 9, 2025. A few rounds of storms impacted the region between the 9th and 11th of June. A combination of a few storm clusters along with scattered activity resulted in isolated damaging winds and localized flash flooding.
Flash Flood · Jan 24, 2024. With an upper-level trough of low pressure situated over Central Plains and a very moist air mass extending north through the Mississippi River Valley, training showers and thunderstorms produced heavy rain and flooding over parts of Mississippi.
Flash Flood · Mar 8, 2024. Training of heavy thunderstorms produced flash flooding across central Mississippi and the Interstate 20 corridor.
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Scott County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.