Enter any address in Lawrence County, Mississippi to see its FEMA flood zone
Flash flooding from thunderstorms is the most frequent flood event in Lawrence County, Mississippi, with 35 such occurrences recorded in the last 30 years. Other events include tropical storms and hurricanes. For example, heavy rainfall from thunderstorms caused flash flooding on October 26, 2025, and again on January 24, 2024. Tropical Storm Francine also brought strong winds and damage to the area on September 12, 2024.
National Flood Insurance Program data shows that properties in Zone A have experienced 18 claims with an average payout of $13,400 and an average water depth of 1.1 feet. Properties in Zone X have had 5 claims averaging $14,378 with 2.0 feet of water, while Zone Unknown properties have had 14 claims averaging $8,366 with 2.1 feet of water. Homeowners in areas designated as Zone A, or those with properties that have experienced significant water depth in unknown zones, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
21 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Lawrence County, Mississippi has recorded 42 flood-related events since 1996 according to NOAA's Storm Events Database, including 35 flash floods and 1 river or area floods. The county has received 32 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1969–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Severe Storms, Straight-line Winds, And Tornadoes. | Severe Storm | Jun 14, 2023 |
| Hurricane Ida | Hurricane | Aug 28, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Hurricane Delta | Hurricane | Oct 7, 2020 |
| Hurricane Sally | Hurricane | Sep 14, 2020 |
| Hurricane Marco And Tropical Storm Laura | Hurricane | Aug 23, 2020 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Apr 22, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Oct 26, 2025 | 25.00K |
| Flash Flood | Jan 24, 2024 | 5.00K |
| Tropical Storm | Sep 12, 2024 | 10.00K |
| Flash Flood | Mar 8, 2024 | 3.00K |
| Flash Flood | Mar 8, 2024 | 50.00K |
| Tropical Storm | Aug 29, 2021 | 75.00K |
| Flash Flood | Jun 6, 2021 | 135.00K |
| Flash Flood | Sep 23, 2020 | 4.00K |
| Flash Flood | Apr 18, 2019 | 5.00K |
| Flash Flood | May 26, 2018 | 3.00K |
Flash Flood — Oct 26, 2025
A line of thunderstorms formed west of the area and moved across Mississippi early in the morning. Some of these thunderstorms produced damaging wind gusts and heavy rainfall.
Flash Flood — Jan 24, 2024
With an upper-level trough of low pressure situated over Central Plains and a very moist air mass extending north through the Mississippi River Valley, training showers and thunderstorms produced heavy rain and flooding over parts of Mississippi.
Tropical Storm — Sep 12, 2024
Tropical Storm Francine made landfall in southern Louisiana on the evening of September 11th, 2024. The weakening storm produced strong wind damage as it moved across central Mississippi the morning of September 12th, 2024.
Flash Flood — Mar 8, 2024
Training of heavy thunderstorms produced flash flooding across central Mississippi and the Interstate 20 corridor.
Tropical Storm — Aug 29, 2021
Major hurricane Ida made landfall as a strong category four hurricane around 11:55am on August 29 near Grand Isle, LA. It then moved very slowly north through south central Louisiana and into Mississippi on August 30. It then turned northeast and moved across the Jackson metro area as a tropical storm and into northeast Mississippi as a tropical depression through the early morning of August 31...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Lawrence County, Mississippi:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Lawrence County, Mississippi that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.