FloodZoneMap.org

Montgomery County, Mississippi Flood Zones

Check an Address in Montgomery County

Enter any address in Montgomery County, Mississippi to see its FEMA flood zone

Montgomery County Disaster History

Disaster Declarations
21
Hurricane Disasters
6
Latest Disaster
SEVERE WINTER STORM (2026-01-23)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Montgomery County

DeclarationTypeDate
SEVERE WINTER STORM Winter Storm2026-01-23
SEVERE WINTER STORMWinter Storm2026-01-23
SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODINGSevere Storm2025-03-14
SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOESSevere Storm2023-03-24
HURRICANE IDAHurricane2021-08-28
HURRICANE IDAHurricane2021-08-28
SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING Severe Storm2020-04-12
COVID-19 PANDEMICBiological2020-01-20
COVID-19 Biological2020-01-20
SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODINGSevere Storm2019-02-22

Flood Zone Types in Montgomery County

FEMA assigns flood zone designations to areas in Montgomery County, Mississippi:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Montgomery County

Properties in Montgomery County, Mississippi that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. Over 20% of NFIP claims come from low and moderate-risk areas.

Visit FloodSmart.gov to find an agent and get a quote.