Enter any address in Montgomery County, Mississippi to see its FEMA flood zone
Flash flooding from severe thunderstorms is the primary flood hazard in Montgomery County. Over the past 30 years, NOAA Storm Events data shows 29 flash flood events, compared to 2 hurricane events. Recent examples include flash flooding on June 10, 2021, when a slow-moving storm system caused widespread flooding across central and northern Mississippi, impacting homes and roads. Another event on April 10, 2024, resulted from a line of severe thunderstorms that brought heavy rain and subsequent flooding to the area.
Residents in areas prone to flash flooding, particularly those in low-lying locations or near drainage paths, should be aware of their flood risk. Homeowners in these areas, and those whose properties may not meet the Base Flood Elevation (BFE), should pay close attention to flood zone designations and consider flood insurance.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
20 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Montgomery County, Mississippi has recorded 31 flood-related events since 1996 according to NOAA's Storm Events Database, including 29 flash floods. The county has received 21 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Mar 14, 2025 |
| Severe Storms, Straight-line Winds, And Tornadoes | Severe Storm | Mar 24, 2023 |
| Hurricane Ida | Hurricane | Aug 28, 2021 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Apr 12, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Feb 22, 2019 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Apr 30, 2017 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Apr 28, 2014 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Mar 15, 2025 | 5.00K |
| Flash Flood | Apr 10, 2024 | 1.00K |
| Flash Flood | Jun 10, 2021 | 15.00K |
| Flash Flood | Sep 5, 2021 | 10.00K |
| Flash Flood | Feb 18, 2020 | 5.00K |
| Flash Flood | Feb 10, 2020 | 1.00K |
| Flash Flood | Feb 22, 2019 | 20.00K |
| Flash Flood | Feb 20, 2019 | 3.00K |
| Flash Flood | Sep 6, 2018 | 2.00K |
| Flash Flood | Mar 31, 2016 | 100.00K |
Flash Flood — Mar 15, 2025
Isolated severe thunderstorms developed across portions of Mississippi in the overnight hours of March 14th. Coverage of severe storms increased into the morning of the 15th before a squall line developed and moved across the area.
Flash Flood — Apr 10, 2024
A line of severe thunderstorms produced significant wind damage, heavy rain, hail, and a tornado as it crossed from Northeast Louisiana into Mississippi during the evening of April 9th. Subsequent heavy rain and storms continued into the daytime of April 10th.
Flash Flood — Jun 10, 2021
A slow moving storm system over the central United States produced another few rounds of thunderstorms with severe weather and flooding rains. Significant flooding occurred over portions of central and northern Mississippi, with many homes and roads flooded across the region.
Flash Flood — Sep 5, 2021
A cold front moved south into Mississippi, with thunderstorms along the front producing heavy rain and some flash flooding.
Flash Flood — Feb 18, 2020
A cold front sank very slowly south into the northern parts of the ArkLaMiss. With abundant moisture in place, storms moved repeatedly over the same locations. This resulted in flash flooding for locations generally along and north of the Highway 82 corridor.
Source: NOAA National Weather Service Storm Events Database.
FEMA assigns flood zone designations to areas in Montgomery County, Mississippi:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Montgomery County, Mississippi that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.