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Humphreys County, Mississippi Flood Zones

Check an Address in Humphreys County

Enter any address in Humphreys County, Mississippi to see its FEMA flood zone

The Flooding Character of Humphreys County

Flash flooding from heavy rainfall events is the most frequent type of flooding in Humphreys County, MS, with 21 such events recorded in the last 30 years. Hurricanes have occurred twice, and general flooding once in the same period. Recent flash flooding events include those in January 2020, where widespread rainfall of 2 to 6 inches fell on saturated ground, and February 2020, where storms repeatedly moved over the same locations, causing flooding along and north of the Highway 82 corridor.

National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced the highest number of claims (141), with an average payout of $13,853 and an average water depth of 4.7 feet. Properties in Zone X_SHADED and Zone X_UNSHADED also show significant claim activity with higher average payouts and water depths compared to Zone X and Zone UNKNOWN. Homeowners in Zone A, as well as those in shaded or unshaded Zone X areas, should pay particular attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Humphreys County

14 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Mississippi flood stories →

Flood Risk Data for Humphreys County

Humphreys County, Mississippi has recorded 24 flood-related events since 1996 according to NOAA's Storm Events Database, including 21 flash floods and 1 river or area floods. The county has received 25 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Humphreys County Disaster History

FEMA Disaster Declarations (1971–2026)

Disaster Declarations
25
Flood/Coastal Disasters
3
Hurricane Disasters
2
Latest Disaster
Severe Winter Storm (2026-01-23)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Humphreys County

DeclarationTypeDate
Severe Winter StormWinter StormJan 23, 2026
Severe Storms, Straight-line Winds, Tornadoes, And FloodingSevere StormMar 14, 2025
Severe Storms, Straight-line Winds, Tornadoes, And FloodingSevere StormApr 8, 2024
Severe Storms, Straight-line Winds, And Tornadoes.Severe StormJun 14, 2023
Severe Storms, Straight-line Winds, And TornadoesSevere StormMar 24, 2023
Hurricane IdaHurricaneAug 28, 2021
Hurricane DeltaHurricaneOct 7, 2020
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storms, Straight-line Winds, Tornadoes, And FloodingSevere StormFeb 22, 2019

Recorded Flood Events in Humphreys County

NOAA Storm Events Database (1996–2025)

Total Flood Events
24
River/Area Floods
1
Flash Floods
21
Hurricanes/Tropical Storms
2
Total Property Damage
$12.0M

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Humphreys County

TypeDateDamage
Flash FloodFeb 18, 20205.00K
Flash FloodJan 14, 20202.00K
Flash FloodJan 14, 20203.00K
Flash FloodFeb 10, 20207.00K
Flash FloodApr 14, 20145.00K
Flash FloodJul 11, 20125.00K
Flash FloodApr 15, 20115.00K
FloodMay 8, 2011500.00K
Flash FloodDec 31, 20105.00K
Flash FloodMay 3, 200950.00K

Humphreys County Flood History

Flash Flood — Feb 18, 2020

A cold front sank very slowly south into the northern parts of the ArkLaMiss. With abundant moisture in place, storms moved repeatedly over the same locations. This resulted in flash flooding for locations generally along and north of the Highway 82 corridor.

Flash Flood — Jan 14, 2020

A warm front was situated across southern Mississippi during the evening of January 13th. This, combined with a passing disturbance and anomalous moisture, supported numerous thunderstorms and heavy rainfall that produced widespread rainfall between 2 and 6 inches with the heavies corridor right across the central portion of the forecast area. This resulted in widespread flash flooding across t...

Flash Flood — Feb 10, 2020

Anomalous moisture was in place across the ArkLaMiss region as a stationary front was draped across the area. To the north of this front, severe storms brought hail while flash flooding occurred to the south as well as a tornado. Heavy rain occurred from February 10th-12th, with widespread two to seven inches occurring along and north of the I-20 corridor. Some locations saw locally higher amou...

Flash Flood — Apr 14, 2014

A complex weather setup developed as a potent storm system combined with deep moisture and a old outflow boundary to bring multiple rounds of rain and some severe weather. Heavy rainfall, some amounts over 4 inches, occurred during this event and combined with saturated soils to produce flash flooding. As for severe weather, some of the stronger storms produced scattered wind damage.

Flash Flood — Jul 11, 2012

Showers and thunderstorms developed each afternoon in association with weak low pressure and stalled frontal boundary just northwest of the region. A few of the storms produced damaging winds and frequent lightning. Slow storm motion led to some flash flooding as well.

Source: NOAA National Weather Service Storm Events Database.

Humphreys County NFIP Flood Insurance Claims

Total Claims Filed
256
Total Paid Out
$2.8M
Avg Claim
$13,105
Avg Water Depth
5.0 ft

Claims by Flood Zone

A Zones (High Risk)
141
V Zones (Coastal)
1
X Shaded (500-yr)
15
X Unshaded (Low)
9

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Humphreys County

FEMA assigns flood zone designations to areas in Humphreys County, Mississippi:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Humphreys County

Properties in Humphreys County, Mississippi that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.