FloodZoneMap.org

Tate County, Mississippi Flood Zones

Check an Address in Tate County

Enter any address in Tate County, Mississippi to see its FEMA flood zone

The Flooding Character of Tate County

Flash flooding from thunderstorms is the dominant flood character in Tate County. Recent events include flash flooding on June 9, 2021, caused by heavy rain from an upper low, and another flash flood event on May 24, 2024, associated with an active storm pattern.

National Flood Insurance Program (NFIP) claims data shows that properties in Zone A experienced an average water depth of 8.8 feet, with an average payout of $23,441. Zone X properties had an average water depth of 8.1 feet and an average payout of $52,497. Homeowners in areas designated as Zone A or Zone X, as well as those without a Base Flood Elevation (BFE), should pay particular attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Tate County

11 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Mississippi flood stories →

Flood Risk Data for Tate County

Tate County, Mississippi has recorded 30 flood-related events since 1996 according to NOAA's Storm Events Database, including 25 flash floods and 4 river or area floods. The county has received 17 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Tate County Disaster History

FEMA Disaster Declarations (1973–2026)

Disaster Declarations
17
Flood/Coastal Disasters
1
Hurricane Disasters
2
Latest Disaster
Severe Winter Storm (2026-01-23)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Tate County

DeclarationTypeDate
Severe Winter StormWinter StormJan 23, 2026
Hurricane IdaHurricaneAug 28, 2021
Severe Storms, Tornadoes, Straight-line Winds, And FloodingSevere StormApr 12, 2020
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storms And FloodingFloodMar 9, 2016
Severe Storms, Tornadoes, Straight-line Winds, And Associated FloodingSevere StormApr 15, 2011
Hurricane GustavHurricaneAug 28, 2008
Hurricane KatrinaHurricaneAug 29, 2005
Severe Storms, Tornadoes And FloodingSevere StormNov 24, 2001

Recorded Flood Events in Tate County

NOAA Storm Events Database (1996–2025)

Total Flood Events
30
River/Area Floods
4
Flash Floods
25
Hurricanes/Tropical Storms
1
Total Property Damage
$498,000
Flood Deaths
2
Flood Injuries
7

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Tate County

TypeDateDamage
Flash FloodMar 15, 202510.00K
Flash FloodMar 15, 20250.00K
Flash FloodMay 24, 20240.00K
Flash FloodJun 9, 20210.00K
Flash FloodApr 7, 20210.00K
FloodApr 13, 20190.00K
Flash FloodAug 31, 20170.00K
Flash FloodMar 10, 2016300.00K
Flash FloodJul 22, 20130.00K
Flash FloodApr 27, 20110.00K

Tate County Flood History

Flash Flood — Mar 15, 2025

An upper low over the Central Plains moved into the Upper Mississippi Valley during the evening hours of Friday, March 14, 2025. Increasing moisture advection ahead of an approaching cold front lifted dewpoints into the low to mid 60s. This coupled with increasing height falls and a mid-level 80 knot jet rotating around the main upper low supported severe thunderstorm development. Large looping...

Flash Flood — May 24, 2024

An active storm pattern as several mid-level shortwaves crossed the region. An MCV lifted east northeast out of the Ozarks across southern Arkansas. The MCV fired up morning convection across the Mid-South with isolated storm coverage in the afternoon. A weak capped environment was broken and steep mid-level lapse rates, roughly 30 knots of shear, and plentiful instability allowed storms to flo...

Flash Flood — Jun 9, 2021

An upper low continued to meander across the region on June 9, 2021. Weak upper-level disturbances rotated around the upper low and interacted with a very moist air mass across the Mid-South to produce several rounds of heavy rain across East-Central Arkansas and North Mississippi. There were several instances of flash flooding.

Flash Flood — Apr 7, 2021

An upper low-pressure system tracked north of the region while the associated cold front moved through the Mid-South during the evening hours of April 7th. Clusters of storms formed into a poorly organized line that pushed east across the Mid-South. There were a few reports of damaging winds and flash flooding.

Flood — Apr 13, 2019

A surface wave along a slow moving cold front produced several facets of severe weather, including flooding, damaging winds and tornadoes across northern Mississippi during the evening of April 13th.

Source: NOAA National Weather Service Storm Events Database.

Tate County NFIP Flood Insurance Claims

Total Claims Filed
33
Total Paid Out
$1.1M
Avg Claim
$36,790
Avg Water Depth
10.2 ft

Claims by Flood Zone

A Zones (High Risk)
13
X Unshaded (Low)
3

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Tate County

FEMA assigns flood zone designations to areas in Tate County, Mississippi:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Tate County

Properties in Tate County, Mississippi that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.