Enter any address in Stone County, Mississippi to see its FEMA flood zone
Flash flooding from heavy rainfall is the most frequent type of flood event in Stone County, Mississippi, with 45 occurrences recorded in the NOAA Storm Events Database over the past 30 years. This includes events such as the widespread flooding reported across the region on August 25, 2022, and April 10, 2021, which were associated with active storm seasons and heavy rain. While less frequent, hurricanes, tropical storms, and tropical depressions have also impacted the county.
National Flood Insurance Program (NFIP) claims data indicates that properties designated as Zone A have experienced the most claims, with an average payout of $21,164 and an average water depth of 2.8 feet. Zone X areas also saw claims, averaging $13,072 and 1.6 feet of water depth. Homeowners in Zone A, as well as those in Zone X, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
13 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Stone County, Mississippi has recorded 53 flood-related events since 1996 according to NOAA's Storm Events Database, including 45 flash floods and 1 river or area floods. The county has received 30 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1969–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Hurricane Ida | Hurricane | Aug 28, 2021 |
| Hurricane Zeta | Hurricane | Oct 28, 2020 |
| Hurricane Delta | Hurricane | Oct 7, 2020 |
| Hurricane Sally | Hurricane | Sep 14, 2020 |
| Hurricane Marco And Tropical Storm Laura | Hurricane | Aug 23, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Nate | Hurricane | Oct 6, 2017 |
| Hurricane Isaac | Hurricane | Aug 26, 2012 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jun 10, 2025 | 0.00K |
| Flash Flood | Apr 10, 2024 | 0.00K |
| Flash Flood | Aug 25, 2022 | 0.00K |
| Flash Flood | Mar 30, 2021 | 0.00K |
| Flash Flood | Mar 24, 2021 | 0.00K |
| Flash Flood | Jun 22, 2021 | 0.00K |
| Flash Flood | Jun 19, 2021 | 0.00K |
| Flash Flood | Apr 10, 2021 | 0.00K |
| Tropical Storm | Oct 28, 2020 | — |
| Flash Flood | May 11, 2019 | 0.00K |
Flash Flood — Jun 10, 2025
Thunderstorms produced heavy rain and wind damage in southeast Mississippi.
Flash Flood — Apr 10, 2024
Slow moving storms produced heavy rain which caused flooding in southeast Mississippi.
Flash Flood — Aug 25, 2022
A wet pattern continued across the Gulf Coast as additional heavy rain led to numerous flooding reports across southwest Alabama and southeast Mississippi.
Flash Flood — Mar 30, 2021
Slow moving thunderstorms produced heavy rain and flooding in southeast Mississippi.
Flash Flood — Mar 24, 2021
Slow moving thunderstorms produced heavy rain and flooding in southeast Mississippi.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Stone County, Mississippi:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Stone County, Mississippi that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.