Enter any address in Lincoln County, Mississippi to see its FEMA flood zone
Flash flooding from thunderstorms is the most frequent type of flood event in Lincoln County, with 48 such events recorded in the last 30 years. Other flood-related events include tropical storms, hurricanes, tropical depressions, and general floods. Recent examples include flash flooding on February 12, 2025, associated with severe thunderstorms, and on October 26, 2025, also from heavy rainfall produced by thunderstorms.
National Flood Insurance Program (NFIP) claims data shows that properties in Zone A have experienced the most claims, with an average payout of $5,315 and an average water depth of 2.3 feet. Properties in Zone X, though fewer in number, have seen significantly higher average payouts of $26,538, with an average water depth of 1.0 foot. Residents in Zone A, and those in Zone X where higher payouts have been observed, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
30 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Lincoln County, Mississippi has recorded 57 flood-related events since 1996 according to NOAA's Storm Events Database, including 48 flash floods and 1 river or area floods. The county has received 31 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1965–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Hurricane Ida | Hurricane | Aug 28, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Hurricane Delta | Hurricane | Oct 7, 2020 |
| Hurricane Sally | Hurricane | Sep 14, 2020 |
| Hurricane Marco And Tropical Storm Laura | Hurricane | Aug 23, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms And Flooding | Flood | Mar 9, 2016 |
| Hurricane Isaac | Hurricane | Aug 26, 2012 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Oct 26, 2025 | 50.00K |
| Flash Flood | Feb 12, 2025 | 3.00K |
| Flash Flood | Jan 24, 2024 | 25.00K |
| Tropical Storm | Sep 12, 2024 | 10.00K |
| Flash Flood | Jan 8, 2024 | 10.00K |
| Flash Flood | Feb 16, 2023 | 1.00K |
| Flash Flood | Dec 14, 2022 | 1.00K |
| Tropical Storm | Aug 29, 2021 | 100.00K |
| Flash Flood | Sep 23, 2020 | 3.00K |
| Tropical Depression | Oct 9, 2020 | 50.00K |
Flash Flood — Oct 26, 2025
A line of thunderstorms formed west of the area and moved across Mississippi early in the morning. Some of these thunderstorms produced damaging wind gusts and heavy rainfall.
Flash Flood — Feb 12, 2025
An active weather pattern set the stage for a couple rounds of severe weather in mid February. A large upper trough was situated over the Rockies and associated surface lows moved through and just north of the area. This pattern supported thunderstorms across southern portions of the area which produced wind damage and a few tornadoes on February 12th. A more potent system impacted the area on ...
Flash Flood — Jan 24, 2024
With an upper-level trough of low pressure situated over Central Plains and a very moist air mass extending north through the Mississippi River Valley, training showers and thunderstorms produced heavy rain and flooding over parts of Mississippi.
Tropical Storm — Sep 12, 2024
Tropical Storm Francine made landfall in southern Louisiana on the evening of September 11th, 2024. The weakening storm produced strong wind damage as it moved across central Mississippi the morning of September 12th, 2024.
Flash Flood — Jan 8, 2024
A low pressure system moving east through the region brought severe thunderstorms, flash flooding, and strong gradient winds to portions of Mississippi.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Lincoln County, Mississippi:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Lincoln County, Mississippi that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.