Enter any address in Monroe County, Mississippi to see its FEMA flood zone
Flash flooding from severe thunderstorms is the dominant flood character in Monroe County. Between 1994 and 2024, NOAA Storm Events data recorded 26 flash flood events, alongside 5 general flood events and 2 tropical storms. For example, flash flooding occurred in March 2025 following severe thunderstorms, and again in November 2022 as a cold front moved through the region.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced the most claims, with an average payout of $10,224 and an average water depth of 8.1 feet. Properties in Zone X also show a history of claims, averaging $3,251 in payouts and 2.3 feet of water depth. Homeowners in Zone A and Zone X, as well as those in areas with unknown flood risk, should pay particular attention to flood potential.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
12 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Monroe County, Mississippi has recorded 33 flood-related events since 1996 according to NOAA's Storm Events Database, including 26 flash floods and 5 river or area floods. The county has received 26 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Severe Storms, Straight-line Winds, And Tornadoes | Severe Storm | Mar 24, 2023 |
| Hurricane Ida | Hurricane | Aug 28, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Apr 13, 2019 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Feb 22, 2019 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Dec 23, 2015 |
| Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding | Severe Storm | Apr 15, 2011 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Apr 23, 2010 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Mar 15, 2025 | 0.00K |
| Flash Flood | Nov 29, 2022 | 50.00K |
| Flash Flood | Mar 31, 2021 | 25.00K |
| Flash Flood | Jan 11, 2020 | 100.00K |
| Flash Flood | Jan 11, 2020 | 15.00K |
| Flash Flood | Jan 11, 2020 | 0.00K |
| Flood | Feb 11, 2020 | 0.00K |
| Flash Flood | Jul 1, 2020 | 100.00K |
| Flood | Feb 22, 2019 | 100.00K |
| Flood | Feb 20, 2019 | 0.00K |
Flash Flood — Mar 15, 2025
An upper low over the Central Plains moved into the Upper Mississippi Valley during the evening hours of Friday, March 14, 2025. Increasing moisture advection ahead of an approaching cold front lifted dewpoints into the low to mid 60s. This coupled with increasing height falls and a mid-level 80 knot jet rotating around the main upper low supported severe thunderstorm development. Large looping...
Flash Flood — Nov 29, 2022
Surface low pressure moved from the Middle Mississippi Valley into the Great Lakes while a trailing cold front swept across the Mid-South on November 29, 2022. Clusters of storms developed during the late morning as a warm front lifted north ahead of the main system. Some of these storms were severe with large hail over northeast Mississippi. During the evening a second round of showers and thu...
Flash Flood — Mar 31, 2021
A cold front pushed into a moist and unstable airmass resulting in numerous showers and thunderstorms across West Tennesee and North Mississippi during the early morning hours of March 31st. Heavy rainfall resulted in flash flooding while a few severe storms produced damaging winds and a couple of weak tornado across Northeast Mississippi.
Flash Flood — Jan 11, 2020
A cold season quasi-linear convective system (QLCS) moved across the Mid-South during the overnight and early morning hours Saturday, January 11, 2020. Strong southerly winds drew unseasonably warm, moist air northward into the region ahead of a cold front. Early morning temperatures were in the upper 60s and lower 70s with dewpoints in the upper 60s. This aided in the development of uncapped s...
Flood — Feb 11, 2020
A stalled front across the region resulted in 4 to 6 inches of rain across parts of Northeast Mississippi over the previous couple of days. As a result, the ground was saturated and some flooding of roads occurred.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Monroe County, Mississippi:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Monroe County, Mississippi that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.