Enter any address in Madison County, Mississippi to see its FEMA flood zone
Flash flooding from severe thunderstorms is the most frequent flood event in Madison County, MS, with 104 occurrences recorded in the last 30 years. These events can bring heavy rain, wind damage, and hail, as seen in incidents in April 2024. Other flood types, including tropical storms and hurricanes, have also impacted the county.
National Flood Insurance Program (NFIP) data shows that properties in Zone A have experienced the highest number of claims, with 618 claims averaging $8,486. However, properties in Zone X have seen higher average payouts of $18,335, with an average water depth of 6.3 feet. Residents in Zone A, as well as those in Zone X and Zone X_SHADED, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
51 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Madison County, Mississippi has recorded 117 flood-related events since 1996 according to NOAA's Storm Events Database, including 104 flash floods and 8 river or area floods. The county has received 26 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1969–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Apr 8, 2024 |
| Severe Storms, Straight-line Winds, And Tornadoes. | Severe Storm | Jun 14, 2023 |
| Hurricane Ida | Hurricane | Aug 28, 2021 |
| Hurricane Delta | Hurricane | Oct 7, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Apr 28, 2014 |
| Hurricane Isaac | Hurricane | Aug 26, 2012 |
| Tropical Storm Isaac | Hurricane | Aug 26, 2012 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Jan 25, 2024 | 1.00K |
| Flood | Apr 10, 2024 | 1.00K |
| Flash Flood | Apr 10, 2024 | 1.00K |
| Flash Flood | Jan 8, 2023 | 5.00K |
| Flash Flood | Aug 24, 2022 | 50.00K |
| Flash Flood | Aug 24, 2022 | 1.00M |
| Flash Flood | Aug 24, 2022 | 20.00K |
| Flash Flood | Apr 13, 2022 | 5.00K |
| Flash Flood | Aug 2, 2022 | 20.00K |
| Flash Flood | Aug 2, 2022 | 50.00K |
Flood — Jan 25, 2024
With an upper-level trough of low pressure situated over Central Plains and a very moist air mass extending north through the Mississippi River Valley, training showers and thunderstorms produced heavy rain and flooding over parts of Mississippi.
Flood — Apr 10, 2024
A line of severe thunderstorms produced significant wind damage, heavy rain, hail, and a tornado as it crossed from Northeast Louisiana into Mississippi during the evening of April 9th. Subsequent heavy rain and storms continued into the daytime of April 10th.
Flash Flood — Apr 10, 2024
A line of severe thunderstorms produced significant wind damage, heavy rain, hail, and a tornado as it crossed from Northeast Louisiana into Mississippi during the evening of April 9th. Subsequent heavy rain and storms continued into the daytime of April 10th.
Flash Flood — Aug 24, 2022
A low pressure system spinning over northern Louisiana and southern Arkansas brought several rounds of showers and thunderstorms producing heavy rain to Mississippi August 24th through 25th. This resulted in widespread flooding of roads, homes, and businesses around the state.
Flash Flood — Apr 13, 2022
A few rounds of severe thunderstorms moved across portions of Mississippi from late in the evening of April 12th through the evening of April 13th. These storms produced wind damage and several tornadoes before a cold front brought an end to storms from west to east.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Madison County, Mississippi:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Madison County, Mississippi that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.