Enter any address in Choctaw County, Mississippi to see its FEMA flood zone
Flash flooding from severe thunderstorms is the most frequent flood event in Choctaw County, Mississippi. Between 1993 and 2023, NOAA Storm Events data recorded 22 flash flood events, alongside 2 hurricane events, 2 general flood events, 1 tropical storm, and 1 tropical depression. Recent flash flooding occurred in July 2023, when 6 to 9 inches of rain fell in a corridor from Ackerman to Louisville to DeKalb, impacting Choctaw County with flooded roads and structures. Another flash flood event was noted in December 2022.
National Flood Insurance Program (NFIP) claims data shows that while Zone A areas have had the most claims (11), the average payout was $6,177 with an average water depth of 0.0 feet. Zone X_UNSHADED areas, however, had one claim with a significantly higher average payout of $68,613, also with an average water depth of 0.0 feet. One claim was recorded in Zone X with an average payout of $0 and an average water depth of 99.0 feet. Residents in Zone A and Zone X_UNSHADED, particularly those without a Base Flood Elevation (BFE), should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
16 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Choctaw County, Mississippi has recorded 28 flood-related events since 1996 according to NOAA's Storm Events Database, including 22 flash floods and 2 river or area floods. The county has received 20 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1979–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Hurricane Ida | Hurricane | Aug 28, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Apr 12, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Jan 10, 2020 |
| Severe Storm, Straight-line Winds, And Flooding | Severe Storm | Oct 26, 2019 |
| Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding | Severe Storm | Apr 15, 2011 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Apr 23, 2010 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Feb 12, 2025 | 3.00K |
| Flood | Feb 12, 2025 | 5.00K |
| Flash Flood | Jul 13, 2023 | 1.20M |
| Flash Flood | Dec 14, 2022 | 1.00K |
| Flash Flood | Aug 30, 2021 | 25.00K |
| Tropical Storm | Aug 30, 2021 | 15.00K |
| Flash Flood | Jun 10, 2021 | 105.00K |
| Flash Flood | Sep 5, 2021 | 50.00K |
| Flash Flood | Feb 18, 2020 | 1.00K |
| Flash Flood | Jan 11, 2020 | 4.00K |
Flood — Feb 12, 2025
An active weather pattern set the stage for a couple rounds of severe weather in mid February. A large upper trough was situated over the Rockies and associated surface lows moved through and just north of the area. This pattern supported thunderstorms across southern portions of the area which produced wind damage and a few tornadoes on February 12th. A more potent system impacted the area on ...
Flash Flood — Jul 13, 2023
A significant flash flood event unfolded during the early morning hours of July 13th into the late morning and midday. A corridor of 6 to 9 inches fell, with locally higher amounts, roughly from Ackerman to Louisville to DeKalb MS. Some of the most impacted areas were across Choctaw and Winston Counties. Multiple roads were flooded, washed out or closed. Many structures were flooded as well alo...
Flash Flood — Dec 14, 2022
Severe thunderstorms moved across Mississippi during the evening and overnight hours of the 13th into the 14th, with flash flooding across areas of the Delta and several tornadoes. Severe storm coverage diminished during the night, but storms became severe again during the afternoon of the 14th as a cold front interacted with a warm and unstable air mass in the region. Tornadoes on the 14th wer...
Flash Flood — Aug 30, 2021
Major hurricane Ida made landfall as a strong category four hurricane around 11:55am on August 29 near Grand Isle, LA. It then moved very slowly north through south central Louisiana and into Mississippi on August 30. It then turned northeast and moved across the Jackson metro area as a tropical storm and into northeast Mississippi as a tropical depression through the early morning of August 31...
Tropical Storm — Aug 30, 2021
Major hurricane Ida made landfall as a strong category four hurricane around 11:55am on August 29 near Grand Isle, LA. It then moved very slowly north through south central Louisiana and into Mississippi on August 30. It then turned northeast and moved across the Jackson metro area as a tropical storm and into northeast Mississippi as a tropical depression through the early morning of August 31...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Choctaw County, Mississippi:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Choctaw County, Mississippi that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.