FloodZoneMap.org

Columbia, Mississippi Flood Zones

Check an Address in Columbia

Enter any address in Columbia, Mississippi to see its FEMA flood zone

Flood Risk in Columbia, Mississippi

Columbia has a population of 5,864 residents. Like many communities in Mississippi, properties in Columbia may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Columbia. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Mississippi Statewide Flood Data

Total NFIP Claims
64,233
Total Claims Paid
$3.1B
Active Policies
1,111,597
Avg Premium
$538/yr
Disaster Declarations
2,129
Peak Claims Year
2005

Statewide data from OpenFEMA. City-level breakdowns coming soon.

Flood Zone Types in Columbia

FEMA assigns flood zone designations to areas in Columbia, Mississippi:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Columbia

Properties in Columbia that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

The average NFIP premium in Mississippi is approximately $538 per year.

Even in low-risk zones, flood insurance is recommended — over 20% of NFIP claims come from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all Mississippi flood zone data →