2,690 flood insurance claims·$34.9M paid·8 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Warren County, Mississippi. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
Flash flooding from severe storms and heavy rain dominates the flood risk in Warren County, accounting for 70 out of the 80 recorded flood events over the last 30 years, alongside impacts from tropical systems and hurricanes. Recent events illustrate this hazard, including a heavy rainfall and severe thunderstorm system that caused flash flooding on April 10, 2024, and anomalous moisture along a warm front that produced widespread flash flooding on January 14, 2020.
National Flood Insurance Program records show that flood claims have affected multiple zones across the county. Zone A properties experienced the highest impact with 2,037 claims, an average payout of $16,735, and an average recorded water depth of 9 inches. Properties categorized under Zone UNKNOWN accounted for 506 claims with an average payout of $8,680 and an average water depth of 4 inches. Meanwhile, properties in Zone X recorded 88 claims with an average payout of $25,070 and an average water depth of 17 inches, while Zone X shaded and unshaded zones logged 31 and 27 claims respectively, with average payouts of $17,413 and $16,830 and average water depths of 8 and 5 inches.
Homeowners and real estate agents in Zone A and Zone X should pay the most attention to this risk, as these areas have accumulated the highest volume of claims and significant average water depths during flood events.
Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.
3% of Warren County’s flood insurance claims were on properties rated outside FEMA’s high-risk zones.
2,096 NFIP claims with a recorded rated flood zone, 1978 to date. The zone is the one FEMA used to rate that policy, which may not match today’s map. Source: OpenFEMA NFIP claims.
In flood insurance claims here that reported a flood depth, the average was 8 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
The worst year was 1983, with 376 claims and $3.0M paid, the year of Severe Storms, Tornadoes, and Flooding.
Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.
43 NOAA storm reports from Warren County describe what happened, in the words of the forecasters who covered it. Read the Mississippi flood stories →
33 federal disaster declarations since 1971, 8 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Severe Winter Storm | Jan 23, 2026 |
| Severe Storms, Straight-line Winds, And Tornadoes. | Jun 14, 2023 |
| Hurricane Ida | Aug 28, 2021 |
| Severe Winter Storms | Feb 11, 2021 |
| Hurricane Delta | Oct 7, 2020 |
| Severe Storms, Flooding, And Mudslides | Feb 10, 2020 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Apr 13, 2019 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Feb 22, 2019 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
80 since 1996: 70 flash floods and 3 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Flash Flood | Apr 10, 2024 | $40,000 |
| Tropical Storm | Aug 30, 2021 | $15,000 |
| Flash Flood | Apr 22, 2020 | $5,000 |
| Flash Flood | Apr 19, 2020 | $6,000 |
| Flash Flood | Jan 14, 2020 | $25,000 |
| Flash Flood | Jan 14, 2020 | $80,000 |
| Flash Flood | Aug 13, 2020 | $6,000 |
| Flash Flood | Aug 13, 2020 | $12,000 |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flash Flood · Apr 10, 2024. A line of severe thunderstorms produced significant wind damage, heavy rain, hail, and a tornado as it crossed from Northeast Louisiana into Mississippi during the evening of April 9th. Subsequent heavy rain and storms continued into the daytime of April 10th.
Tropical Storm · Aug 30, 2021. Major hurricane Ida made landfall as a strong category four hurricane around 11:55am on August 29 near Grand Isle, LA. It then moved very slowly north through south central Louisiana and into Mississippi on August 30. It then turned northeast and moved across the Jackson metro area as a tropical storm and into northeast Mississippi as a tropical depression through the early morning of August 31. Ida brought tropic…
Flash Flood · Apr 22, 2020. An upper level storm system moved across the region overnight on April 22nd into 23rd. Abundant moisture and wind energy was in place to bring severe thunderstorms to the region. Damaging winds occurred along with some tornadoes. Flash flooding also occurred with efficient rainfall rates and heavy rainfall. As the cold front moved through the region later during the afternoon of the 23rd, a few more storms develop…
Flash Flood · Apr 19, 2020. A very unstable airmass was in place across the region as a frontal boundary was stalled across the central portions of the ArkLaMiss region. Severe thunderstorms moved across central and southern portions of the area during the afternoon and evening hours of the 19th. A supercell thunderstorm developed and moved across portions of the Pine Belt and brought a violent tornado across the region, for the second time…
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Warren County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.