Enter any address in Clarke County, Mississippi to see its FEMA flood zone
Flash flooding from thunderstorms is the most frequent type of flood event in Clarke County, MS, with 45 occurrences recorded over the last 30 years. Other significant events include tropical storms and hurricanes. Recent flash flooding events occurred in February 2024, associated with severe thunderstorms, and in August 2022, when a low-pressure system brought heavy rain leading to widespread flooding of roads, homes, and businesses.
National Flood Insurance Program (NFIP) claims data shows that properties in Zone A experienced an average of 3.5 feet of water depth with an average payout of $10,403. Claims in Zone X, while fewer in number, had a significantly higher average payout of $34,878 and an average water depth of 6.6 feet. Homeowners in areas designated as Zone A or Zone X, as well as those in areas with unknown flood risk designations, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
25 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Clarke County, Mississippi has recorded 54 flood-related events since 1996 according to NOAA's Storm Events Database, including 45 flash floods. The county has received 25 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Hurricane Ida | Hurricane | Aug 28, 2021 |
| Hurricane Zeta | Hurricane | Oct 27, 2020 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Apr 12, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Apr 13, 2019 |
| Severe Storms, Flooding, And Tornado | Severe Storm | Dec 27, 2018 |
| Severe Storms And Flooding | Flood | Mar 9, 2016 |
| Hurricane Isaac | Hurricane | Aug 26, 2012 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Feb 12, 2024 | 25.00K |
| Flash Flood | Jan 12, 2023 | 0.00K |
| Flash Flood | Jan 3, 2023 | 200.00K |
| Flash Flood | Jan 3, 2023 | 10.00K |
| Flash Flood | Aug 24, 2022 | 2.00K |
| Flash Flood | Aug 24, 2022 | 10.00K |
| Flash Flood | Aug 24, 2022 | 30.00K |
| Flash Flood | Aug 24, 2022 | 5.00K |
| Flash Flood | Aug 30, 2021 | 10.00K |
| Flash Flood | Mar 16, 2021 | 2.00K |
Flash Flood — Feb 12, 2024
Severe thunderstorms occurred across portions of Mississippi along a stalled frontal boundary that had settled into the area.
Flash Flood — Jan 12, 2023
A line of storms produce damaging winds and large hail.
Flash Flood — Jan 3, 2023
A line of storms produce damaging winds and tornadoes.
Flash Flood — Aug 24, 2022
A low pressure system spinning over northern Louisiana and southern Arkansas brought several rounds of showers and thunderstorms producing heavy rain to Mississippi August 24th through 25th. This resulted in widespread flooding of roads, homes, and businesses around the state.
Flash Flood — Aug 30, 2021
Major hurricane Ida made landfall as a strong category four hurricane around 11:55am on August 29 near Grand Isle, LA. It then moved very slowly north through south central Louisiana and into Mississippi on August 30. It then turned northeast and moved across the Jackson metro area as a tropical storm and into northeast Mississippi as a tropical depression through the early morning of August 31...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Clarke County, Mississippi:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Clarke County, Mississippi that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.