Enter any address in Lauderdale County, Mississippi to see its FEMA flood zone
Flash flooding from thunderstorms is the most frequent type of flood event in Lauderdale County, MS, with 87 occurrences recorded over the last 30 years. Other flood-related events include general floods (7), tropical storms (4), hurricanes (3), and tropical depressions (1). Recent flash flood events include those in April 2025, which caused flooding on roads west of Meridian due to heavy rains, and in March 2024, impacting the Interstate 20 corridor.
Homeowners in Zone A, which has seen the highest number of NFIP claims (143) and an average water depth of 1.3 feet, should be particularly aware of flood risks. Properties in Zone X_SHADED (9 claims, average $18,779 payout, 2.6 ft water depth) and Zone X_UNSHADED (10 claims, average $3,981 payout, 3.3 ft water depth) have also experienced significant claims and water depths, suggesting that attention to flood risk is warranted across various zones.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
41 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Lauderdale County, Mississippi has recorded 102 flood-related events since 1996 according to NOAA's Storm Events Database, including 87 flash floods and 7 river or area floods. The county has received 24 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Hurricane Ida | Hurricane | Aug 28, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Tornado | Jan 20, 2017 |
| Hurricane Isaac | Hurricane | Aug 26, 2012 |
| Tropical Storm Isaac | Hurricane | Aug 26, 2012 |
| Hurricane Gustav | Hurricane | Aug 28, 2008 |
| Hurricane Katrina | Hurricane | Aug 29, 2005 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Apr 23, 2025 | 20.00K |
| Flash Flood | Dec 27, 2024 | 1.00K |
| Flash Flood | Jul 21, 2024 | 2.00K |
| Flash Flood | Jul 20, 2024 | 2.00K |
| Flash Flood | Mar 8, 2024 | 125.00K |
| Flash Flood | Jun 15, 2023 | 2.00K |
| Flash Flood | Jun 15, 2023 | 1.00K |
| Flood | Jun 15, 2023 | 1.00K |
| Flash Flood | Jul 13, 2023 | 1.00K |
| Flash Flood | Apr 3, 2023 | 5.00K |
Flash Flood — Apr 23, 2025
Several storms produced quarter size hail and heavy rains which resulted in flash flooding across several roads west of Meridian.
Flash Flood — Dec 27, 2024
As an upper-level disturbance crossed from the Southern Plains into the Midwest, severe thunderstorms developed over portions of Mississippi. Wind damage and a few tornadoes resulted from these storms.
Flash Flood — Jul 21, 2024
Localized heavy rainfall fell across the area and produced some flash flooding.
Flash Flood — Jul 20, 2024
Localized heavy rainfall fell across the area and produced some flash flooding.
Flash Flood — Mar 8, 2024
Training of heavy thunderstorms produced flash flooding across central Mississippi and the Interstate 20 corridor.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Lauderdale County, Mississippi:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Lauderdale County, Mississippi that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.