Enter any address in Holmes County, Mississippi to see its FEMA flood zone
Flash flooding from thunderstorms is the most frequent flood event in Holmes County, MS, with 27 such events recorded in the last 30 years. Tropical Storm Ida, for example, brought heavy rains and wind to the area on August 30, 2021, causing downed trees and power outages. Earlier that year, on June 10, 2021, significant flooding occurred across central and northern Mississippi due to a slow-moving storm system, inundating many homes and roads.
Homeowners in Zone A, which has seen the highest number of NFIP claims and average water depths, should be particularly aware of their flood risk. While Zone X properties have had fewer claims, their average payouts and water depths are higher than in Zone X_Unshaded and Zone Unknown, suggesting potential for significant damage.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
11 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Holmes County, Mississippi has recorded 31 flood-related events since 1996 according to NOAA's Storm Events Database, including 27 flash floods. The county has received 30 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1971–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Severe Storms, Straight-line Winds, And Tornadoes. | Severe Storm | Jun 14, 2023 |
| Hurricane Ida | Hurricane | Aug 28, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Apr 12, 2020 |
| Severe Storms, Flooding, And Mudslides | Severe Storm | Feb 10, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Apr 13, 2019 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Apr 30, 2017 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Tropical Storm | Aug 30, 2021 | 25.00K |
| Flash Flood | Jun 10, 2021 | 350.00K |
| Flash Flood | Jun 10, 2021 | 10.00K |
| Flash Flood | Jul 7, 2021 | 4.00K |
| Flash Flood | Jul 21, 2019 | 1.00K |
| Flash Flood | Jul 21, 2019 | 25.00K |
| Flash Flood | Jul 21, 2019 | 30.00K |
| Flash Flood | Jul 21, 2019 | 120.00K |
| Flash Flood | Apr 13, 2019 | 30.00K |
| Flash Flood | Sep 6, 2018 | 5.00K |
Tropical Storm — Aug 30, 2021
Major hurricane Ida made landfall as a strong category four hurricane around 11:55am on August 29 near Grand Isle, LA. It then moved very slowly north through south central Louisiana and into Mississippi on August 30. It then turned northeast and moved across the Jackson metro area as a tropical storm and into northeast Mississippi as a tropical depression through the early morning of August 31...
Flash Flood — Jun 10, 2021
A slow moving storm system over the central United States produced another few rounds of thunderstorms with severe weather and flooding rains. Significant flooding occurred over portions of central and northern Mississippi, with many homes and roads flooded across the region.
Flash Flood — Jul 7, 2021
A moist airmass was in place and contributed to flash flooding across the region during the afternoon hours.
Flash Flood — Apr 13, 2019
During the late afternoon of April 13 and into the evening and overnight, a strong spring storm system pushed across the Lower Mississippi Valley region and brought widespread severe weather, a regional tornado outbreak, and flash flooding. This event started over eastern Texas and steadily pushed eastward into the evening and overnight. Storms associated with this system started as a few line ...
Flash Flood — Sep 6, 2018
Tropical Storm Gordon made landfall during the evening of September 4th near the Alabama and Mississippi coast border. It continued to track to the northwest inland across much of central Mississippi on the 5th. As it did, wind gusts associated with the rain bands of Gordon brought down trees across the area. One tornado also occurred in Montgomery County. As the center of Gordon pushed off to ...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Holmes County, Mississippi:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Holmes County, Mississippi that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.