Enter any address in Jones County, Mississippi to see its FEMA flood zone
Flash flooding from thunderstorms is the most frequent type of flood event in Jones County, MS, with 121 recorded instances in the last 30 years. Other flood-related events include 15 general floods, 8 tropical storms, 3 hurricanes, and 1 tropical depression. Recent events include flash flooding on April 5-6, 2025, and heavy rain and flooding on January 24, 2024.
National Flood Insurance Program (NFIP) data shows that Zone A, typically areas with higher flood risk, has had the most claims (110) with an average payout of $9,327 and an average water depth of 2.3 feet. Zone X, representing moderate flood risk, has also seen significant claims (35) with a higher average payout of $25,083, though with a lower average water depth of 1.6 feet. Homeowners in Zone A, Zone X, and Zone X_SHADED should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
63 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Jones County, Mississippi has recorded 148 flood-related events since 1996 according to NOAA's Storm Events Database, including 121 flash floods and 15 river or area floods. The county has received 33 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1969–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Severe Storms, Straight-line Winds, And Tornadoes. | Severe Storm | Jun 14, 2023 |
| Hurricane Ida | Hurricane | Aug 28, 2021 |
| Hurricane Zeta | Hurricane | Oct 27, 2020 |
| Hurricane Sally | Hurricane | Sep 14, 2020 |
| Hurricane Marco And Tropical Storm Laura | Hurricane | Aug 23, 2020 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Apr 22, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Flooding, And Tornado | Severe Storm | Dec 27, 2018 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Apr 6, 2025 | 1.00K |
| Flood | Jun 26, 2024 | 1.00K |
| Flood | Jan 24, 2024 | 1.00K |
| Flood | Jun 17, 2023 | 1.00K |
| Flash Flood | Jun 16, 2023 | 30.00K |
| Flash Flood | Jul 11, 2023 | 1.00K |
| Flash Flood | Aug 24, 2022 | 5.00K |
| Flash Flood | Mar 18, 2022 | 1.00K |
| Flash Flood | Mar 18, 2022 | 10.00K |
| Flash Flood | Jul 4, 2022 | 5.00K |
Flash Flood — Apr 6, 2025
On the evening of April 5th into the morning of April 6th, strong to severe storms produced tornadoes, damaging winds and flash flooding.
Flood — Jun 26, 2024
A weakening band of strong storms resulted in a lull in activity after morning storms across western and northern Mississippi on June 26th. By afternoon, instability increased allowing new strong, damaging thunderstorms to develop mostly across eastern Mississippi moving from west to east. Wind was the primary damaging hazard though mostly small hail and heavy rain were also present.
Flood — Jan 24, 2024
With an upper-level trough of low pressure situated over Central Plains and a very moist air mass extending north through the Mississippi River Valley, training showers and thunderstorms produced heavy rain and flooding over parts of Mississippi.
Flood — Jun 17, 2023
Convergence of moisture along a stationary front in southern Mississippi triggered thunderstorms during the day on June 17th. With an unstable air mass south of the front and a strong jet stream over the frontal zone sustaining robust updrafts, these storms quickly became severe and moved east-southeast across portions of Mississippi.
Flash Flood — Jun 16, 2023
During the afternoon and evening of June 15th, an upper-level disturbance triggered a cluster of thunderstorms along a stationary front boundary around the Texas and Oklahoma border. These storms intensified and grew upscale into an intense mesoscale convective system (MCS) as they moved east-southeast along an axis of increased moisture and strong instability that extended toward the Central G...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Jones County, Mississippi:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Jones County, Mississippi that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.