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Sand Springs, Oklahoma Flood Zones

Check an Address in Sand Springs

Enter any address in Sand Springs, Oklahoma to see its FEMA flood zone

Flood Risk in Sand Springs, Oklahoma

Sand Springs has a population of 19,874 residents. Like many communities in Oklahoma, properties in Sand Springs may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Sand Springs. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Oklahoma Statewide Flood Data

Total NFIP Claims
12,966
Total Claims Paid
$259.3M
Active Policies
1,000
Avg Premium
$582/yr
Disaster Declarations
2,593
Peak Claims Year
1984

Statewide data from OpenFEMA. City-level breakdowns coming soon.

Flood Zone Types in Sand Springs

FEMA assigns flood zone designations to areas in Sand Springs, Oklahoma:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Sand Springs

Properties in Sand Springs that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

The average NFIP premium in Oklahoma is approximately $582 per year.

Even in low-risk zones, flood insurance is recommended — over 20% of NFIP claims come from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all Oklahoma flood zone data →