FloodZoneMap.org

Chesterfield County, Virginia Flood Zones

Check an Address in Chesterfield County

Enter any address in Chesterfield County, Virginia to see its FEMA flood zone

Chesterfield County Disaster History

Disaster Declarations
25
Flood/Coastal Disasters
3
Hurricane Disasters
10
Latest Disaster
SEVERE WINTER STORM (2026-01-22)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Chesterfield County

DeclarationTypeDate
SEVERE WINTER STORMWinter Storm2026-01-22
SEVERE WINTER STORMSSevere Ice Storm2021-02-11
COVID-19 PANDEMICBiological2020-01-20
COVID-19 Biological2020-01-20
TROPICAL STORM MICHAELHurricane2018-10-09
HURRICANE FLORENCEHurricane2018-09-13
HURRICANE FLORENCEHurricane2018-09-08
HURRICANE SANDYHurricane2012-10-26
HURRICANE IRENEHurricane2011-08-26
HURRICANE KATRINA EVACUATIONHurricane2005-08-29

Virginia Statewide Flood Insurance Data

County-level NFIP data coming soon. Here are Virginia statewide figures for context:

Total NFIP Claims
50,558
Total Claims Paid
$748.5M
Active Policies
1,000
Avg Premium
$729/yr

Flood Zone Types in Chesterfield County

FEMA assigns flood zone designations to areas in Chesterfield County, Virginia:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Chesterfield County

Properties in Chesterfield County, Virginia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. Over 20% of NFIP claims come from low and moderate-risk areas.

Visit FloodSmart.gov to find an agent and get a quote.