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Covington city, Virginia Flood Zones

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Enter any address in Covington city, Virginia to see its FEMA flood zone

Read First-Hand Flood Stories from Covington city

4 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

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Flood Risk Data for Covington city

Covington city, Virginia has recorded 9 flood-related events since 1996 according to NOAA's Storm Events Database, including 4 flash floods and 4 river or area floods. The county has received 15 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Covington city Disaster History

FEMA Disaster Declarations (1972–2026)

Disaster Declarations
15
Flood/Coastal Disasters
3
Latest Disaster
Severe Winter Storm (2026-01-22)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Covington city

DeclarationTypeDate
Severe Winter StormWinter StormJan 22, 2026
Post-tropical Cyclone HeleneTropical StormSep 25, 2024
Tropical Storm HeleneTropical StormSep 25, 2024
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Hurricane FlorenceHurricaneSep 13, 2018
Hurricane SandyHurricaneOct 26, 2012
Severe Storms And Straight-line WindsSevere StormJun 29, 2012
Severe Winter Storm And SnowstormSnowstormDec 18, 2009
Hurricane Katrina EvacuationHurricaneAug 29, 2005

Recorded Flood Events in Covington city

NOAA Storm Events Database (1996–2025)

Total Flood Events
9
River/Area Floods
4
Flash Floods
4
Hurricanes/Tropical Storms
1
Total Property Damage
$3.0M

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Covington city

TypeDateDamage
Flash FloodJun 17, 20200.00K
FloodSep 27, 20180.00K
Flash FloodJun 23, 20163.00M
FloodSep 28, 2004
Flash FloodSep 27, 2003
FloodFeb 22, 20030K
FloodSep 19, 20032K
Tropical StormSep 18, 20030K
Flash FloodJun 1, 19973K

Covington city Flood History

Flash Flood — Jun 17, 2020

A broad closed upper low drifted across South Carolina and northwest back into southwest Virginia and West Virginia bringing persistent rainfall that eventually led to flooding. There were repeated rounds of heavy rainfall with widespread amounts of 2 to 5 inches, with isolated totals over 10 inches in a 3-day period in parts of Halifax County, VA.

Flood — Sep 27, 2018

A slow-moving frontal boundary crossed the mountains and produced 1 to 2.5 inches of rain with the heaviest falling in the 24-hours ending at 12z (700 AM local) on the 28th. 24-hour rain totals were highest across the upper James and Greenbrier river basins. The James River rose above flood stage in the upper reaches and pockets of flooding were reported on smaller streams in these basins.

Flash Flood — Jun 23, 2016

The synoptic setup for this event featured an upper level ridge over the central U.S. with several strong short-waves topping the ridge and dropping southeast across the Ohio Valley toward the central Appalachians. Satellite imagery showed a deep tap of tropical moisture into West Virginia and a strengthening upper level jet providing additional lift. A warm front was located just north of the ...

Flood — Sep 28, 2004

The remnants of Hurricane Jeanne brought torrential rains to Southwest Virginia during the 28th and 29th. This brought minor to major flooding to rivers in the area from late September into early October.On the James River, Buchanan, Holcomb Rock and Bremo Bluff had moderate flooding, while Covington, Lick Run, Lynchburg, Bent Creek and Scottsville experienced minor flooding. At Buchanan in Bot...

Flash Flood — Sep 27, 2003

Thunderstorms during the afternoon of the 27th produced damaging winds and flash flooding.Heavy thunderstorm rains caused mudslides that closed Route 18 near Covington. Heavy thunderstorm rains also caused flash flooding in central Giles County with several roads closed, and Grey Sulfur Road washed out.Thunderstorm winds downed trees across western Alleghany County, 5 miles north of Eagle Rock...

Source: NOAA National Weather Service Storm Events Database.

Covington city NFIP Flood Insurance Claims

Total Claims Filed
167
Total Paid Out
$1.4M
Avg Claim
$9,718
Avg Water Depth
6.1 ft

Claims by Flood Zone

A Zones (High Risk)
94
X Shaded (500-yr)
60
X Unshaded (Low)
3

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Covington city

FEMA assigns flood zone designations to areas in Covington city, Virginia:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

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Flood Insurance in Covington city

Properties in Covington city, Virginia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.