Enter any address in Cumberland County, Virginia to see its FEMA flood zone
3 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Cumberland County, Virginia has recorded 12 flood-related events since 1996 according to NOAA's Storm Events Database, including 5 flash floods and 6 river or area floods. The county has received 23 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1969–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 22, 2026 |
| Severe Winter Storms And Flooding | Severe Storm | Feb 10, 2025 |
| Severe Winter Storm And Snowstorm | Severe Storm | Jan 2, 2022 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Tropical Storm Michael | Hurricane | Oct 9, 2018 |
| Hurricane Florence | Hurricane | Sep 13, 2018 |
| Hurricane Sandy | Hurricane | Oct 26, 2012 |
| Severe Storms And Straight-line Winds | Severe Storm | Jun 29, 2012 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Sep 30, 2024 | 0.00K |
| Flood | Nov 12, 2020 | 0.00K |
| Flood | May 18, 2018 | 0.00K |
| Flood | Sep 17, 2018 | 0.00K |
| Flood | Oct 11, 2018 | 0.00K |
| Flash Flood | Oct 11, 2018 | 0.00K |
| Flash Flood | Sep 6, 2008 | 0.00K |
| Flash Flood | Sep 17, 2004 | — |
| Flood | Mar 20, 2003 | — |
| Tropical Storm | Sep 18, 2003 | 36K |
Flash Flood — Sep 30, 2024
Scattered thunderstorms just north of a frontal boundary produced heavy rain which caused flash flooding across portions of central Virginia.
Flood — Nov 12, 2020
Deep tropical moisture streaming northward into the Mid Atlantic region combined with the approach of a cold front and low pressure, produced heavy rain which caused flooding across portions of central and southeast Virginia.
Flood — May 18, 2018
Showers and thunderstorms associated with areas of low pressure along a frontal boundary produced heavy rain which caused lingering flooding across portions of central, south central, and eastern Virginia.
Flood — Sep 17, 2018
Scattered showers and thunderstorms associated with tropical cyclone Florence produced heavy rain which caused flash flooding and lingering flooding across portions of central and south central Virginia.
Flood — Oct 11, 2018
Tropical Cyclone Michael tracked from South Carolina northeast and off the Mid Atlantic Coast from Thursday morning, October 11 into early Friday morning, October 12. Showers and scattered thunderstorms associated with the Tropical Cyclone produced heavy rain which caused flooding across portions of central and south central Virginia, the Virginia Northern Neck, and the Middle Peninsula.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Cumberland County, Virginia:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Cumberland County, Virginia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.