FloodZoneMap.org

Essex County, Virginia Flood Zones

Check an Address in Essex County

Enter any address in Essex County, Virginia to see its FEMA flood zone

The Flooding Character of Essex County

Coastal flooding is a significant concern in Essex County, VA. Over the past 30 years, NOAA Storm Events data shows 10 coastal flood events, alongside 6 general flood events and 6 flash flood events. Recent examples include coastal flooding observed on October 1-3, 2025, and October 12-13, 2025, driven by weather systems that caused strong winds and elevated water levels along the Chesapeake Bay and tidal rivers.

National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced the most claims, with an average payout of $21,464 for an average water depth of 1.6 feet. While Zone X has fewer claims, it has shown a higher average water depth of 2.1 feet. Residents with properties in coastal areas, along tidal rivers, or in areas designated as Zone A or Zone X should pay particular attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Essex County

7 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Virginia flood stories →

Flood Risk Data for Essex County

Essex County, Virginia has recorded 22 flood-related events since 1996 according to NOAA's Storm Events Database, including 6 flash floods and 6 river or area floods. The county has received 27 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Essex County Disaster History

FEMA Disaster Declarations (1969–2026)

Disaster Declarations
27
Flood/Coastal Disasters
2
Hurricane Disasters
7
Latest Disaster
Severe Winter Storm (2026-01-22)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Essex County

DeclarationTypeDate
Severe Winter StormWinter StormJan 22, 2026
Severe Winter Storm And SnowstormSevere StormJan 2, 2022
Severe Winter StormsSevere Ice StormFeb 11, 2021
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Tropical Storm MichaelHurricaneOct 9, 2018
Hurricane FlorenceHurricaneSep 13, 2018
Hurricane SandyHurricaneOct 26, 2012
The Remnants Of Tropical Storm LeeSevere StormSep 8, 2011
Hurricane IreneHurricaneAug 26, 2011

Recorded Flood Events in Essex County

NOAA Storm Events Database (1996–2025)

Total Flood Events
22
River/Area Floods
6
Flash Floods
6
Coastal/Storm Surge
10
Total Property Damage
$215,000

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Essex County

TypeDateDamage
Coastal FloodOct 28, 20250.00K
Coastal FloodAug 22, 20250.00K
Coastal FloodMay 21, 20250.00K
Flash FloodMay 14, 20250.00K
Coastal FloodOct 12, 2025
Coastal FloodOct 1, 20250.00K
FloodMay 18, 20180.00K
FloodOct 12, 20180.00K
Flash FloodOct 11, 20180.00K
FloodJun 9, 20180.00K

Essex County Flood History

Coastal Flood — Oct 28, 2025

Low pressure off the Mid-Atlantic coast combined with high pressure in Canada, resulting in a lengthy period of northeasterly onshore flow. Increasing tidal anomalies resulted in moderate to locally major tidal flooding over an extended period.

Coastal Flood — Aug 22, 2025

Hurricane Erin passed well offshore and combined with high pressure to the north, resulting in a period of strong onshore winds and coastal flooding across eastern Virginia and the Virginia Eastern Shore.

Coastal Flood — May 21, 2025

An area of low pressure occluded over the Ohio Valley on May 21 into May 22. This allowed for a period of elevated onshore flow which led to moderate coastal flooding across portions of eastern Virginia along both sides of the Chesapeake Bay on May 21 and 22.

Flash Flood — May 14, 2025

A broad trough was in place across the eastern CONUS, resulting in isolated afternoon and evening storms with locally heavy rainfall.

Coastal Flood — Oct 12, 2025

A coastal low formed off of the Southeast coast on October 11 and slowly tracked north into October 13 before moving offshore. Meanwhile, a strong 1035mb area of high pressure lingered over the Gulf of Saint Lawrence. This resulted in a prolonged period of strong northeast to north winds across the Chesapeake Bay and coastal waters, which allowed for widespread moderate to major coastal floodin...

Source: NOAA National Weather Service Storm Events Database.

Essex County NFIP Flood Insurance Claims

Total Claims Filed
194
Total Paid Out
$3.7M
Avg Claim
$23,116
Avg Water Depth
4.8 ft

Claims by Flood Zone

A Zones (High Risk)
145
V Zones (Coastal)
5

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Essex County

FEMA assigns flood zone designations to areas in Essex County, Virginia:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Essex County

Properties in Essex County, Virginia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.