Enter any address in Fluvanna County, Virginia to see its FEMA flood zone
5 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Fluvanna County, Virginia has recorded 12 flood-related events since 1996 according to NOAA's Storm Events Database, including 5 flash floods and 6 river or area floods. The county has received 23 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1969–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 22, 2026 |
| Severe Winter Storm And Snowstorm | Severe Storm | Jan 2, 2022 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Tropical Storm Michael | Hurricane | Oct 9, 2018 |
| Hurricane Florence | Hurricane | Sep 13, 2018 |
| Hurricane Sandy | Hurricane | Oct 26, 2012 |
| Severe Storms And Straight-line Winds | Severe Storm | Jun 29, 2012 |
| Earthquake | Earthquake | Aug 23, 2011 |
| Severe Winter Storms And Snowstorms | Snowstorm | Feb 5, 2010 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | May 13, 2025 | 0.00K |
| Flash Flood | Jul 9, 2025 | 0.00K |
| Flood | Nov 12, 2020 | 0.00K |
| Flood | May 18, 2018 | 0.00K |
| Flash Flood | Sep 17, 2018 | 0.00K |
| Flood | Oct 11, 2018 | 0.00K |
| Flash Flood | Oct 11, 2018 | 0.00K |
| Flood | Jun 25, 2015 | 0.00K |
| Flood | Mar 20, 2003 | — |
| Tropical Storm | Sep 18, 2003 | 36K |
Flash Flood — May 13, 2025
An area of low pressure formed across a warm front along the Virginia/North Carolina border on May 13. Scattered storms formed across the Piedmont during the late afternoon and evening in a moist air mass. These storms produced locally heavy rainfall and localized flash flooding.
Flash Flood — Jul 9, 2025
A short wave trough aloft approached the Mid-Atlantic from the west on July 9. Strong thunderstorms formed during the afternoon and evening with gusty winds and heavy rainfall.
Flood — Nov 12, 2020
Deep tropical moisture streaming northward into the Mid Atlantic region combined with the approach of a cold front and low pressure, produced heavy rain which caused flooding across portions of central and southeast Virginia.
Flood — May 18, 2018
Showers and thunderstorms associated with areas of low pressure along a frontal boundary produced heavy rain which caused lingering flooding across portions of central, south central, and eastern Virginia.
Flash Flood — Sep 17, 2018
Scattered showers and thunderstorms associated with tropical cyclone Florence produced heavy rain which caused flash flooding across portions of central Virginia.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Fluvanna County, Virginia:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Fluvanna County, Virginia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.