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Franklin city, Virginia Flood Zones

Check an Address in Franklin city

Enter any address in Franklin city, Virginia to see its FEMA flood zone

Read First-Hand Flood Stories from Franklin city

2 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

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Flood Risk Data for Franklin city

Franklin city, Virginia has recorded 14 flood-related events since 1996 according to NOAA's Storm Events Database, including 5 flash floods and 5 river or area floods. The county has received 14 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.

Franklin city Disaster History

FEMA Disaster Declarations (1993–2026)

Disaster Declarations
14
Hurricane Disasters
5
Latest Disaster
Severe Winter Storm (2026-01-22)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Franklin city

DeclarationTypeDate
Severe Winter StormWinter StormJan 22, 2026
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Hurricane FlorenceHurricaneSep 13, 2018
Hurricane MatthewHurricaneOct 7, 2016
Hurricane SandyHurricaneOct 26, 2012
Hurricane IreneHurricaneAug 26, 2011
Hurricane Katrina EvacuationHurricaneAug 29, 2005
Hurricane IsabelHurricaneSep 18, 2003
Severe Winter StormsSevere StormJan 25, 2000

Recorded Flood Events in Franklin city

NOAA Storm Events Database (1996–2025)

Total Flood Events
14
River/Area Floods
5
Flash Floods
5
Hurricanes/Tropical Storms
4
Total Property Damage
$12.3M

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Franklin city

TypeDateDamage
Tropical StormSep 23, 20231.00K
FloodNov 12, 20200.00K
FloodSep 21, 20160.00K
Flash FloodOct 8, 20160.00K
FloodOct 8, 2016450.00K
Tropical StormSep 2, 20160.00K
FloodAug 27, 20110.00K
Tropical StormAug 27, 2011100.00K
Flash FloodOct 7, 20064.00M
Flash FloodSep 1, 2006

Franklin city Flood History

Tropical Storm — Sep 23, 2023

Tropical Storm Ophelia made landfall in Emerald Island, NC (in the southeast part of the state) at 6:20 AM on Saturday, 9/23 as a tropical storm with 70 mph winds. Ophelia gradually weakened (and lost tropical characteristics) as it tracked northward toward the Wakefield CWA during the day on Saturday. Ophelia tracked northward roughly along the I-95 corridor during the afternoon and evening ho...

Flood — Nov 12, 2020

Deep tropical moisture streaming northward into the Mid Atlantic region combined with the approach of a cold front and low pressure, produced heavy rain which caused flooding across portions of central and southeast Virginia.

Flood — Sep 21, 2016

The combination of a stalled frontal boundary and the remnant low pressure area that was Tropical Storm Julia, produced heavy rain which caused flooding across much of southeast Virginia from Wednesday morning, September 21st into early Thursday morning, September 22nd.

Flash Flood — Oct 8, 2016

The combination of a cold front moving through the Mid Atlantic and Post Tropical Cyclone Matthew tracking northeast just off the North Carolina and Virginia coasts, produced heavy rain which caused flash flooding across southeast Virginia from Saturday evening, October 8th into early Sunday morning, October 9th.

Flood — Oct 8, 2016

The combination of a cold front moving through the Mid Atlantic and Post Tropical Cyclone Matthew tracking northeast just off the North Carolina and Virginia coasts, produced heavy rain which caused flooding across much of southeast Virginia from late Saturday afternoon, October 8th into Thursday afternoon, October 13th.

Source: NOAA National Weather Service Storm Events Database.

Franklin city NFIP Flood Insurance Claims

Total Claims Filed
87
Total Paid Out
$3.4M
Avg Claim
$48,715
Avg Water Depth
5.9 ft

Claims by Flood Zone

A Zones (High Risk)
56
V Zones (Coastal)
2
X Shaded (500-yr)
20
X Unshaded (Low)
3

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Franklin city

FEMA assigns flood zone designations to areas in Franklin city, Virginia:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Franklin city

Properties in Franklin city, Virginia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.