FloodZoneMap.org

Frederick County, Virginia Flood Zones

Check an Address in Frederick County

Enter any address in Frederick County, Virginia to see its FEMA flood zone

Frederick County Disaster History

Disaster Declarations
19
Flood/Coastal Disasters
2
Hurricane Disasters
6
Latest Disaster
SEVERE WINTER STORM (2026-01-22)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Frederick County

DeclarationTypeDate
SEVERE WINTER STORMWinter Storm2026-01-22
COVID-19 PANDEMICBiological2020-01-20
COVID-19 Biological2020-01-20
HURRICANE FLORENCEHurricane2018-09-13
SEVERE WINTER STORM AND SNOWSTORMSnowstorm2016-01-22
HURRICANE SANDYHurricane2012-10-26
HURRICANE SANDYHurricane2012-10-26
SEVERE STORMS AND STRAIGHT-LINE WINDSSevere Storm2012-06-29
SEVERE WINTER STORMS AND SNOWSTORMSSnowstorm2010-02-05
HURRICANE KATRINA EVACUATIONHurricane2005-08-29

Flood Zone Types in Frederick County

FEMA assigns flood zone designations to areas in Frederick County, Virginia:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Frederick County

Properties in Frederick County, Virginia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. Over 20% of NFIP claims come from low and moderate-risk areas.

Visit FloodSmart.gov to find an agent and get a quote.