Enter any address in Fredericksburg city, Virginia to see its FEMA flood zone
Flood events, including flash floods and tropical storm impacts, are the primary flood concerns in Fredericksburg City County, VA. Recent events illustrate this, such as the widespread rainfall in December 2023 that caused creeks and rivers to reach flood stage, leading to numerous road closures. Similarly, in December 2022, a coastal low-pressure system brought two to four inches of rain, resulting in road closures due to high water and overflowing streams. Tropical Storm Isaias in August 2020 also produced heavy rainfall, contributing to significant flooding and flash flooding.
National Flood Insurance Program (NFIP) data indicates that properties in Zone A have experienced the most claims, with an average payout of $9,061 and an average water depth of 12.3 feet. Properties in Zone X_SHADED have also seen substantial claims, averaging $5,994 with an average depth of 2.6 feet. Homeowners in Zone A, Zone X_SHADED, and those located near creeks, streams, and rivers, or in areas without a Base Flood Elevation (BFE), should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
5 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Fredericksburg city, Virginia has recorded 25 flood-related events since 1996 according to NOAA's Storm Events Database, including 9 flash floods and 13 river or area floods. The county has received 19 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1972–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 22, 2026 |
| Severe Winter Storm And Snowstorm | Severe Storm | Jan 2, 2022 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Florence | Hurricane | Sep 13, 2018 |
| Severe Winter Storm And Snowstorm | Snowstorm | Jan 22, 2016 |
| Hurricane Sandy | Hurricane | Oct 26, 2012 |
| Severe Storms And Straight-line Winds | Severe Storm | Jun 29, 2012 |
| Earthquake | Earthquake | Aug 23, 2011 |
| Severe Winter Storms And Snowstorms | Snowstorm | Feb 5, 2010 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Dec 18, 2023 | 0.00K |
| Flood | Dec 23, 2022 | 0.00K |
| Flood | Nov 12, 2020 | 0.00K |
| Tropical Storm | Aug 4, 2020 | 10.00K |
| Flood | Mar 22, 2019 | 0.00K |
| Flood | Jun 22, 2018 | 25.00K |
| Flood | Dec 16, 2018 | 0.00K |
| Flood | Jun 3, 2018 | 0.00K |
| Flash Flood | Jul 14, 2012 | 0.00K |
| Tropical Storm | Aug 27, 2011 | 10.00K |
Flood — Dec 18, 2023
An area of low pressure moved along the Atlantic seaboard bringing widespread rainfall amounts of 1.5 to 4 inches. This resulted in numerous creeks, streams, and rivers reaching minor to moderate flood stage. Numerous roads were closed in areas as well.
Flood — Dec 23, 2022
A coastal low pressure system interacted with a warm front resulting in a widespread two to three inches of rain with localized amounts up to four inches. This resulted in numerous road closures due to high water and small streams overflowing their banks. Several river forecast points also reached minor flood stage.
Flood — Nov 12, 2020
Heavy rain occurred as tropical moisture (record levels for November) streamed northward into the area and interacted with a stalled frontal zone. This heavy rainfall resulted in widespread flooding across Northern and Central Virginia.
Tropical Storm — Aug 4, 2020
Tropical Storm Isaias moved up the east coast, passing through southern Maryland on the morning of Tuesday, August 4th, 2020, spawning several tornadoes as well as flooding rain and tropical storm force winds. ||Storm total rainfall ranged from 2 to 4 inches near Interstate 95 to as much as 9 inches in Calvert County east of Interstate 95. The heavy rain led to numerous incidents of flooding an...
Flood — Mar 22, 2019
A coastal low formed along the North Carolina coast and tracked northward toward the Delmarva on the 21st. Heavy rainfall spread northward in advance of the low and then wrapped around the backside of the low as it tracked further north. Prolonged moderate to heavy rainfall resulted in two to four inches of rain across Northern Virginia, leading to numerous instances of flooding.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Fredericksburg city, Virginia:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Fredericksburg city, Virginia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.