FEMA flood zones · Virginia

Greensville County, Virginia Flood Zone Map

5 flood insurance claims·$38,810 paid·4 federal flood & hurricane disasters

21% of Greensville County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Greensville County, Virginia. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

Flood claims, year by year

The worst year was 2020, with 2 claims and $1,916 paid.

2003: 1 claims2013: 1 claims2020: 2 claims2023: 1 claims19801990200020102020

Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.

In their words

4 NOAA storm reports from Greensville County describe what happened, in the words of the forecasters who covered it. Read the Virginia flood stories →

Federal disasters

17 federal disaster declarations since 1977, 4 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Winter StormJan 22, 2026
Severe Winter StormsFeb 11, 2021
Hurricane FlorenceSep 13, 2018
Hurricane SandyOct 26, 2012
Hurricane IreneAug 26, 2011
Tropical Depression Ernesto, Severe Storms And FloodingAug 29, 2006
Hurricane Katrina EvacuationAug 29, 2005
Hurricane IsabelSep 18, 2003

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

12 since 1996: 7 flash floods and 3 river or area floods.

EventDateDamage
Flash FloodJul 2, 2025—
Flash FloodSep 23, 2023—
FloodNov 12, 2020—
FloodOct 8, 2016$450,000
Flash FloodJun 7, 2013—
FloodAug 27, 2011—
Tropical StormAug 27, 2011$219,000
Flash FloodJul 6, 2006—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · Jul 2, 2025. A stationary front was draped across the Mid-Atlantic early on July 2. In the afternoon, the front slowly advanced southward, serving as a focus for showers and storms through the day. Repeated training of showers and storms led to a significant flood event in rural southern Virginia in the late morning and early afternoon hours. In the late afternoon, a stationary shower produced localized, urban flash flooding i…

Flash Flood · Sep 23, 2023. Tropical Storm Ophelia tracked northward across east central North Carolina and up through central Virginia from Saturday morning, September 23rd into early Sunday morning, September 24th. Bands of heavy rain associated with the storm caused flash flooding across portions of central and south central Virginia.

Flood · Nov 12, 2020. Deep tropical moisture streaming northward into the Mid Atlantic region combined with the approach of a cold front and low pressure, produced heavy rain which caused flooding across portions of central and southeast Virginia.

Flood · Oct 8, 2016. The combination of a cold front moving through the Mid Atlantic and Post Tropical Cyclone Matthew tracking northeast just off the North Carolina and Virginia coasts, produced heavy rain which caused flooding across much of southeast Virginia from late Saturday afternoon, October 8th into Thursday afternoon, October 13th.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Greensville County

If a building in Greensville County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.