Enter any address in Henrico County, Virginia to see its FEMA flood zone
Flash flooding from widespread storms is the dominant flood character in Henrico County. Over the past 30 years, the NOAA Storm Events Database recorded 57 flash flood events, resulting in one fatality. For example, flash flooding occurred across portions of central and southeast Virginia on June 15, 2025, due to widespread storms. Another instance of localized flash flooding happened on February 15, 2025, in Richmond, following saturated soils from moderate to heavy rain.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced the most claims, with an average payout of $13,883 and an average water depth of 3.2 feet. Zone X_UNSHADED also shows a significant number of claims with an average payout of $12,118 and an average water depth of 3.3 feet. Homeowners in Zone A and Zone X_UNSHADED, as well as those in any flood zone without a Base Flood Elevation (BFE), should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
9 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Henrico County, Virginia has recorded 64 flood-related events since 1996 according to NOAA's Storm Events Database, including 57 flash floods and 7 river or area floods. The county has received 22 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1969–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 22, 2026 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Florence | Hurricane | Sep 13, 2018 |
| Severe Winter Storm And Snowstorm | Snowstorm | Jan 22, 2016 |
| Hurricane Sandy | Hurricane | Oct 26, 2012 |
| Hurricane Irene | Hurricane | Aug 26, 2011 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Storms, Flooding And Tornadoes Associated W Td Gaston | Severe Storm | Aug 30, 2004 |
| Hurricane Isabel | Hurricane | Sep 18, 2003 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Sep 20, 2025 | 0.00K |
| Flash Flood | Jul 19, 2025 | 0.00K |
| Flash Flood | Jul 18, 2025 | 0.00K |
| Flash Flood | Jun 15, 2025 | 0.00K |
| Flash Flood | Feb 15, 2025 | 0.00K |
| Flash Flood | Jul 12, 2025 | 0.00K |
| Flash Flood | Jul 9, 2025 | 0.00K |
| Flash Flood | Jul 9, 2025 | 5.00K |
| Flash Flood | May 8, 2025 | 5.00K |
| Flash Flood | Jul 1, 2025 | 0.00K |
Flash Flood — Sep 20, 2025
Deep moisture ahead of an approaching upper trough resulted in thunderstorms that were efficient rain producers.
Flash Flood — Jul 19, 2025
A stationary front was anchored north of the area in Pennsylvania. Deep moisture was in place to the south of the front with precipitable water values near two inches. Strong surface heating resulted in robust instability with wind shear around 25 knots, allowing for deep, slow moving, convection capable of heavy rainfall and flash flooding during the afternoon and evening hours.
Flash Flood — Jul 18, 2025
A stationary front was draped north of the region with several embedded disturbances aloft moving across the area, resulting in heavy rainfall and flash flooding.
Flash Flood — Jun 15, 2025
A stationary front was located across central Virginia to northeast North Carolina on June 15. This front slowly moved southwest through the afternoon. Widespread storms developed during the afternoon and continued into the evening on June 15. These storms produced locally heavy rain and flash flooding across portions of central and southeast Virginia. Additionally, an isolated storm produced f...
Flash Flood — Feb 15, 2025
Widespread rain moved across the region on February 15 well ahead of an area of low pressure developing across the Mississippi Valley. Although temperatures were cool across central Virginia, elevated instability allowed bands of moderate to locally heavy rain trained over the city of Richmond during the afternoon and evening. Eventually, the soils became saturated, allowing for localized insta...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Henrico County, Virginia:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Henrico County, Virginia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.