Enter any address in King and Queen County, Virginia to see its FEMA flood zone
Flash flooding from heavy rainfall events dominates the flood character of King and Queen County. Recent examples include flash flooding on May 14, 2025, due to locally heavy rainfall from isolated storms, and flash flooding on October 11, 2018, caused by heavy rain from Tropical Cyclone Michael. Coastal flooding has also occurred, such as on October 12, 2025, driven by strong northeast winds across the Chesapeake Bay.
National Flood Insurance Program (NFIP) data shows that properties in Zone A have experienced the majority of claims, with an average payout of $25,145 and an average water depth of 0.6 feet. While Zone X has had fewer claims, they still averaged $10,576 with no reported water depth. Homeowners in coastal areas, those situated near rivers or streams, and properties not built to Base Flood Elevation (BFE) should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
4 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
King and Queen County, Virginia has recorded 16 flood-related events since 1996 according to NOAA's Storm Events Database, including 7 flash floods and 7 river or area floods. The county has received 25 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1969–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 22, 2026 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Tropical Storm Michael | Hurricane | Oct 9, 2018 |
| Hurricane Florence | Hurricane | Sep 13, 2018 |
| Hurricane Sandy | Hurricane | Oct 26, 2012 |
| The Remnants Of Tropical Storm Lee | Severe Storm | Sep 8, 2011 |
| Hurricane Irene | Hurricane | Aug 26, 2011 |
| Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east | Severe Storm | Nov 11, 2009 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | May 14, 2025 | 0.00K |
| Coastal Flood | Oct 12, 2025 | — |
| Flood | May 19, 2018 | 0.00K |
| Flood | May 18, 2018 | 0.00K |
| Flood | Oct 12, 2018 | 0.00K |
| Flash Flood | Oct 11, 2018 | 0.00K |
| Flood | Jun 5, 2018 | 0.00K |
| Flood | Jun 3, 2018 | 0.00K |
| Coastal Flood | Oct 2, 2015 | 0.00K |
| Flood | Oct 29, 2012 | 0.00K |
Flash Flood — May 14, 2025
A broad trough was in place across the eastern CONUS, resulting in isolated afternoon and evening storms with locally heavy rainfall.
Coastal Flood — Oct 12, 2025
A coastal low formed off of the Southeast coast on October 11 and slowly tracked north into October 13 before moving offshore. Meanwhile, a strong 1035mb area of high pressure lingered over the Gulf of Saint Lawrence. This resulted in a prolonged period of strong northeast to north winds across the Chesapeake Bay and coastal waters, which allowed for widespread moderate to major coastal floodin...
Flood — May 19, 2018
Flooding occurred along the Mattaponi River in East Central Virginia.
Flood — May 18, 2018
Showers and thunderstorms associated with areas of low pressure along a frontal boundary produced heavy rain which caused lingering flooding across portions of central, south central, and eastern Virginia.
Flood — Oct 12, 2018
Tropical Cyclone Michael tracked from South Carolina northeast and off the Mid Atlantic Coast from Thursday morning, October 11 into early Friday morning, October 12. Showers and scattered thunderstorms associated with the Tropical Cyclone produced heavy rain which caused flooding across portions of central and south central Virginia, the Virginia Northern Neck, and the Middle Peninsula.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in King and Queen County, Virginia:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in King and Queen County, Virginia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.