Enter any address in Lunenburg County, Virginia to see its FEMA flood zone
Flash flooding from slow-moving thunderstorms dominates Lunenburg County's flood history. Over the past 30 years, the NOAA Storm Events Database has recorded 18 flash flood events, alongside 4 general flood events and 1 tropical storm. Recent examples include flash flooding in July 2025, caused by a moist and unstable air mass that produced two rounds of heavy rain, and August 2024, when Tropical Cyclone Debby brought heavy rainfall leading to flash flooding.
These events highlight the potential for significant rainfall over short periods. Residents in areas prone to flash flooding, particularly those located in lower elevations or near drainage paths, should be aware of these risks. Homeowners in designated flood zones, especially those without a Base Flood Elevation (BFE) on file, should pay particular attention to flood risk information.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
7 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Lunenburg County, Virginia has recorded 23 flood-related events since 1996 according to NOAA's Storm Events Database, including 18 flash floods and 4 river or area floods. The county has received 23 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1972–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 22, 2026 |
| Severe Winter Storms And Flooding | Severe Storm | Feb 10, 2025 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Tropical Storm Michael | Hurricane | Oct 9, 2018 |
| Hurricane Florence | Hurricane | Sep 13, 2018 |
| Hurricane Sandy | Hurricane | Oct 26, 2012 |
| Severe Storms And Straight-line Winds | Severe Storm | Jun 29, 2012 |
| Hurricane Irene | Hurricane | Aug 26, 2011 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jul 15, 2025 | 0.00K |
| Flash Flood | Jul 13, 2025 | 0.00K |
| Flash Flood | Sep 24, 2024 | 0.00K |
| Flash Flood | Aug 8, 2024 | 0.00K |
| Flash Flood | Jul 8, 2021 | 0.00K |
| Flood | May 18, 2018 | 0.00K |
| Flood | Sep 17, 2018 | 0.00K |
| Flash Flood | Sep 17, 2018 | 0.00K |
| Flood | Oct 11, 2018 | 0.00K |
| Flash Flood | Oct 11, 2018 | 0.00K |
Flash Flood — Jul 15, 2025
A moist and unstable air mass was in place from July 14 through July 15. This allowed for widespread, slow-moving storms to move across portions of central, southern, and southeastern Virginia. These storms produced heavy rain and widespread flash flooding in two rounds. One round was from overnight convection on the night of July 14 into the morning of July 15 and the other round was during th...
Flash Flood — Jul 13, 2025
A moist and unstable air mass resulted in scattered storms developing across portions of central and eastern Virginia on July 13. These slow-moving storms produced heavy rainfall and flash flooding, especially across the Tri-Cities.
Flash Flood — Sep 24, 2024
Scattered thunderstorms associated with a warm front produced heavy rain which caused flash flooding across portions of south central Virginia.
Flash Flood — Aug 8, 2024
Tropical Cyclone Debby tracking northward from the Carolinas across western Virginia produced heavy rain which caused flash flooding across portions of south central Virginia.
Flash Flood — Jul 8, 2021
The center of Tropical Storm Elsa tracked north just inland of the Middle Atlantic Coast from Thursday morning through Thursday night, July 8th. The Tropical Storm produced heavy rain which caused flash flooding across portions of central and south central Virginia, and the Virginia Northern Neck.
Source: NOAA National Weather Service Storm Events Database.
FEMA assigns flood zone designations to areas in Lunenburg County, Virginia:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Lunenburg County, Virginia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.