Enter any address in Mecklenburg County, Virginia to see its FEMA flood zone
Flash flooding from slow-moving thunderstorms dominates the flood character of Mecklenburg County. Over the past 30 years, NOAA Storm Events data shows 37 flash flood events, resulting in one fatality, compared to 9 general flood events and 1 tropical storm. Recent events include widespread flash flooding from heavy rain in July 2025, with rainfall totals of 2-4 inches observed.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced the highest average payouts, with an average claim of $21,689 for 2.3 feet of water depth. Properties in Zone X_Unshaded also saw claims with an average payout of $2,000 and 2.3 feet of water depth. Homeowners in Zone A, as well as those in Zone X_Unshaded, should pay close attention to flood risk information.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
8 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Mecklenburg County, Virginia has recorded 47 flood-related events since 1996 according to NOAA's Storm Events Database, including 37 flash floods and 9 river or area floods. The county has received 20 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1972–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 22, 2026 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Tropical Storm Michael | Hurricane | Oct 9, 2018 |
| Hurricane Florence | Hurricane | Sep 13, 2018 |
| Hurricane Sandy | Hurricane | Oct 26, 2012 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Jun 23, 2006 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Hurricane Isabel | Hurricane | Sep 18, 2003 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jul 15, 2025 | 0.50K |
| Flash Flood | Jul 15, 2025 | 0.00K |
| Flash Flood | Jul 10, 2025 | 0.00K |
| Flash Flood | Aug 6, 2025 | 0.00K |
| Flash Flood | Jul 17, 2024 | 0.00K |
| Flash Flood | Jul 12, 2024 | 0.00K |
| Flash Flood | Jan 9, 2024 | 5.00K (1 deaths) |
| Flash Flood | Jan 9, 2024 | 0.00K |
| Flash Flood | Aug 8, 2024 | 0.00K |
| Flash Flood | May 16, 2023 | 0.00K |
Flash Flood — Jul 15, 2025
A moist and unstable air mass was in place from July 14 through July 15. This allowed for widespread, slow-moving storms to move across portions of central, southern, and southeastern Virginia. These storms produced heavy rain and widespread flash flooding in two rounds. One round was from overnight convection on the night of July 14 into the morning of July 15 and the other round was during th...
Flash Flood — Jul 10, 2025
A warm and very moist air mass was in place across the region on July 10. Thunderstorms with heavy rainfall formed in the afternoon across the area with several instances of flash flooding.
Flash Flood — Aug 6, 2025
An upper-level trough and jet streak approached the Carolinas and Mid-Atlantic region on August 6. Despite the cool airmass in place, overrunning precipitation produced occasional moderate to heavy rainfall rates and flash flooding across portions of interior southern Virginia.
Flash Flood — Jul 17, 2024
Scattered thunderstorms well in advance of a cold front produced heavy rain which caused flash flooding across portions of south central Virginia.
Flash Flood — Jul 12, 2024
Scattered thunderstorms along a frontal boundary produced heavy rain which caused flash flooding across portions of central and eastern Virginia.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Mecklenburg County, Virginia:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Mecklenburg County, Virginia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.