Enter any address in Poquoson city, Virginia to see its FEMA flood zone
Coastal flooding is the dominant flood character in Poquoson, VA, with 10 coastal flood events recorded in the last 30 years. Recent events include moderate to major tidal flooding along the York River in September 2023 due to Tropical Storm Ophelia, and moderate coastal flooding from Chesapeake Bay surge in November 2024.
National Flood Insurance Program data indicates that properties in Zone A have experienced the highest number of claims, with an average payout of $15,185 and an average water depth of 2.7 feet. Zone V properties have seen higher average payouts and water depths, though with fewer claims. Homeowners in coastal areas, particularly those in Zone A and Zone V, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
1 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Poquoson city, Virginia has recorded 19 flood-related events since 1996 according to NOAA's Storm Events Database, including 5 flash floods. The county has received 18 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1977–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 22, 2026 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Florence | Hurricane | Sep 13, 2018 |
| Hurricane Sandy | Hurricane | Oct 26, 2012 |
| Hurricane Irene | Hurricane | Aug 26, 2011 |
| Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east | Severe Storm | Nov 11, 2009 |
| Tropical Depression Ernesto, Severe Storms And Flooding | Severe Storm | Aug 29, 2006 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Hurricane Isabel | Hurricane | Sep 18, 2003 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Coastal Flood | Oct 12, 2025 | — |
| Coastal Flood | Sep 20, 2024 | 0.00K |
| Coastal Flood | Nov 15, 2024 | 0.00K |
| Coastal Flood | Sep 23, 2023 | 0.00K |
| Coastal Flood | Sep 30, 2022 | 0.00K |
| Coastal Flood | May 8, 2022 | 0.00K |
| Coastal Flood | Jan 3, 2022 | 0.00K |
| Tropical Storm | Jul 8, 2021 | 15.00K |
| Tropical Storm | Aug 4, 2020 | 150.00K |
| Coastal Flood | Oct 11, 2019 | 0.00K |
Coastal Flood — Oct 12, 2025
A coastal low formed off of the Southeast coast on October 11 and slowly tracked north into October 13 before moving offshore. Meanwhile, a strong 1035mb area of high pressure lingered over the Gulf of Saint Lawrence. This resulted in a prolonged period of strong northeast to north winds across the Chesapeake Bay and coastal waters, which allowed for widespread moderate to major coastal floodin...
Coastal Flood — Sep 20, 2024
The combination of strong high pressure over eastern Canada and weak low pressure off the southern New England coast, resulted in prolonged northeast, east and southeast winds which caused minor to moderate (tidal) coastal flooding across portions of the York River.
Coastal Flood — Nov 15, 2024
An area of low pressure moved across the Outer Banks and out to sea on the night of November 14 into November 15. Winds became northeast ahead of the low and northwest behind the low as it moved offshore on November 15. The result was a surge of water from the Chesapeake Bay with moderate coastal flooding reported across several areas.
Coastal Flood — Sep 23, 2023
Tropical Storm Ophelia tracked northward across east central North Carolina and up through central Virginia from early Saturday morning, September 23rd into early Sunday morning, September 24th. The combination of high pressure to the north and the storm resulted in very strong northeast, east and then southeast winds which caused moderate to major (tidal) coastal flooding across portions of th...
Coastal Flood — Sep 30, 2022
A combination of surface high pressure centered over the Northeast United States and Tropical Cyclone Ian lifting northwest through eastern South Carolina, resulted in very strong east or northeast winds which caused minor to moderate (tidal) coastal flooding across portions of the York River.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Poquoson city, Virginia:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Poquoson city, Virginia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.