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Powhatan County, Virginia Flood Zones

Check an Address in Powhatan County

Enter any address in Powhatan County, Virginia to see its FEMA flood zone

The Flooding Character of Powhatan County

Flash flooding from thunderstorms is the dominant flood character in Powhatan County. Between 2000 and 2023, NOAA Storm Events data recorded 16 flash flood events, alongside 5 general flood events and 1 tropical storm. Recent examples include heavy rain causing flash flooding across portions of the region on January 9, 2024, and nuisance flash flooding due to high rain rates on July 1, 2023.

While most flood insurance claims in Powhatan County are in Zone X, which is considered a moderate flood risk area, these claims still resulted in average payouts of $4,867 with an average water depth of 1.0 foot. Residents in areas prone to flash flooding, particularly those near waterways or in lower-lying terrain, should remain aware of flood risks.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Powhatan County

3 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Virginia flood stories →

Flood Risk Data for Powhatan County

Powhatan County, Virginia has recorded 22 flood-related events since 1996 according to NOAA's Storm Events Database, including 16 flash floods and 5 river or area floods. The county has received 24 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Powhatan County Disaster History

FEMA Disaster Declarations (1969–2026)

Disaster Declarations
24
Flood/Coastal Disasters
3
Hurricane Disasters
5
Latest Disaster
Severe Winter Storm (2026-01-22)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Powhatan County

DeclarationTypeDate
Severe Winter StormWinter StormJan 22, 2026
Severe Winter Storms And FloodingSevere StormFeb 10, 2025
Severe Winter Storm And SnowstormSevere StormJan 2, 2022
Severe Winter StormsSevere Ice StormFeb 11, 2021
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Tropical Storm MichaelHurricaneOct 9, 2018
Hurricane FlorenceHurricaneSep 13, 2018
Hurricane SandyHurricaneOct 26, 2012
Severe Storms And Straight-line WindsSevere StormJun 29, 2012

Recorded Flood Events in Powhatan County

NOAA Storm Events Database (1996–2025)

Total Flood Events
22
River/Area Floods
5
Flash Floods
16
Hurricanes/Tropical Storms
1
Total Property Damage
$4.4M

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Powhatan County

TypeDateDamage
Flash FloodJul 1, 20250.00K
Flash FloodJan 9, 20240.00K
Flash FloodMay 16, 20230.00K
FloodNov 12, 20200.00K
FloodMay 18, 20180.00K
FloodOct 11, 20180.00K
Flash FloodJun 2, 20180.00K
Flash FloodSep 26, 20080.00K
Flash FloodAug 16, 20070.00K
Flash FloodJun 26, 2006

Powhatan County Flood History

Flash Flood — Jul 1, 2025

An upper-level trough and cold front progressed from the Great Lakes region into the Mid-Atlantic on July 1. Numerous thunderstorms moved into central Virginia in the afternoon and evening hours. With training storms and very high rain rates, heavy rain led to nuisance flash flooding in some areas.

Flash Flood — Jan 9, 2024

Strong low pressure and an associated cold front moving across the Mid Atlantic Region produced heavy rain which caused flash flooding across portions of central, south central and southeast Virginia.

Flash Flood — May 16, 2023

Scattered thunderstorms along a frontal boundary produced heavy rain which caused flash flooding across portions of central and south central Virginia.

Flood — Nov 12, 2020

Deep tropical moisture streaming northward into the Mid Atlantic region combined with the approach of a cold front and low pressure, produced heavy rain which caused flooding across portions of central and southeast Virginia.

Flood — May 18, 2018

Showers and thunderstorms associated with areas of low pressure along a frontal boundary produced heavy rain which caused lingering flooding across portions of central, south central, and eastern Virginia.

Source: NOAA National Weather Service Storm Events Database.

Powhatan County NFIP Flood Insurance Claims

Total Claims Filed
1
Total Paid Out
$4,867
Avg Claim
$4,867
Avg Water Depth
1.0 ft

Claims by Flood Zone

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Powhatan County

FEMA assigns flood zone designations to areas in Powhatan County, Virginia:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Powhatan County

Properties in Powhatan County, Virginia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.