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Cheat Lake CDP, West Virginia Flood Zones

Check an Address in Cheat Lake CDP

Enter any address in Cheat Lake CDP, West Virginia to see its FEMA flood zone

Flood Risk in Cheat Lake CDP, West Virginia

Cheat Lake CDP has a population of 9,930 residents. Like many communities in West Virginia, properties in Cheat Lake CDP may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Cheat Lake CDP. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

West Virginia Statewide Flood Data

Total NFIP Claims
27,829
Total Claims Paid
$381.2M
Active Policies
1,000
Avg Premium
$678/yr
Disaster Declarations
1,336
Peak Claims Year
1996

Statewide data from OpenFEMA. City-level breakdowns coming soon.

Flood Zone Types in Cheat Lake CDP

FEMA assigns flood zone designations to areas in Cheat Lake CDP, West Virginia:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Cheat Lake CDP

Properties in Cheat Lake CDP that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

The average NFIP premium in West Virginia is approximately $678 per year.

Even in low-risk zones, flood insurance is recommended — over 20% of NFIP claims come from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all West Virginia flood zone data →