In the 100-year floodplain: a 1% chance of flooding every year, about 26% over a 30-year mortgage.
1700 Convention Center Dr, Miami Beach, FL 33139 · 25.79281, -80.13550
This area has a 1% annual chance of flooding (100-year floodplain). Flood insurance is required on mortgages from federally regulated or insured lenders and federally backed loans.
Based on 55,413 historical NFIP flood insurance claims filed in this zone type for this area.
Source: OpenFEMA NFIP claims dataset, scoped to Miami-Dade County, FL and Zone AE.
In 1999, Miami-Dade County recorded 13,393 NFIP flood insurance claims — the most of any year since 1978. Policyholders collected a total of $91.5M that year. FEMA declared Hurricane Floyd and Hurricane Irene here that year.
This address is in a Special Flood Hazard Area (SFHA). Federal law requires flood insurance for properties in SFHAs whose mortgage comes from a federally regulated or insured lender or is federally backed.
Contact your insurance agent or visit FloodSmart.gov for current flood insurance options.
Statewide data from OpenFEMA and FEMA disaster declaration datasets. NFIP policies in force and average premium (premium plus federal policy fee) as of August 31, 2026, from OpenFEMA.
Official-looking single-page report — great for closing files, insurance reviews, or buyer due diligence.
This area has a 1% annual chance of flooding (100-year floodplain). Flood insurance is required on mortgages from federally regulated or insured lenders and federally backed loans.
| Base Flood Elevation | 8.0 ft (NGVD 29) |
|---|---|
| DFIRM Panel | 12086C |
| SFHA Status | Yes — Special Flood Hazard Area |
This address is within a Special Flood Hazard Area (SFHA). Federal law requires flood insurance on any property with a federally backed mortgage.
In Miami-Dade County County, FL, the FEMA claims dataset records 55,413 flood insurance claims in Zone AE. Average payout per claim: $22,632. Average recorded water depth: 3 inches. Most common reported cause: Heavy rainfall or snowmelt.
Worst flood year on record for this county: 1999, with 13,393 claims filed and $91.5M paid to policyholders. FEMA disasters declared that year: Hurricane Floyd and Hurricane Irene.